My previous conveyancer has quoted £1350 for leasehold conveyancing in Overton. I am looking to sell a newly refurbished property for £225,000. This appears overpriced. Is it above what I should be paying for conveyancing in Overton?
The quote is slightly on the steep side. If you are happy to spend time comparing costs you could shave off some of the cost by perhaps £100 plus VAT. On the other hand, you couldlive to regret choosing an an unknown conveyancer. Don't forget to check the solicitor can represent your lender. You can utilise our comparison tool to get a quote a Overton conveyancing company on the banks member panel which can often include conveyancing solicitors in Overton.
My partner and I have just bought a house in Overton. We have noticed several problems with the property which we suspect were missed in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that should have been ordered for conveyancing in Overton?
The query is not clear as to the nature of the problems and if they are unique to conveyancing in Overton. Conveyancing searches and investigations undertaken during the buying process are supposed to help avoid problems. As part of the process, the vendor answers a document called a Seller’s Property Information Form. If the information proves to be misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Overton.
Having sold my house in Overton last March yet the purchaser is calling every few hours to moan that her solicitor is waiting to hear from mysolicitor. What should my lawyer have done now that I have sold?
Following your disposal your lawyer is duty bound to forward the transfer deeds and all additional paperwork to the purchaser's conveyancer. If applicable, your solicitor should also confirm that the legal charge in favour of the lender has been discharged to the buyers lawyers. There are no post completion tasks unique to conveyancing in Overton.
This question may be naive but I am new to the house moving as FTB of a two bedroom flat in Overton. Do I collect the keys to the property on completion from my lawyer? If so, I will appoint a High Street conveyancing solicitor in Overton?
On the day of completion you will not be required to attend the conveyancers office in Overton. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s conveyancers, and shortly after the monies have arrived, you will be invited to pick up the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Overton lawyer on the Lloyds panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
Planning on purchasing a flat in Overton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Overton property lawyer is on the Yorkshire BS conveyancing panel.
I acquired my house on 14 September and my personal details are still not registered. Any reason for this? My conveyancing solicitor in Overton expressed confidence that it should be concluded inside ten days. Are titles in Overton particularly slow to register?
As far as conveyancing in Overton registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can vary according to who lodges the application, whether it is in order and if the Land registry must send notices to any 3rd persons or bodies. As of today in the region of 80% of such applications are fully dealt with in less than three weeks but occasionally there can be longer hold-ups. Registration takes place after the purchaser has moved in to the property thus post completion formalities is not usually primary concern yet where there is a degree of urgency associated with the registration then you or your lawyers could contact the land registry and explain the circumstances.
I opted to have a survey carried out on a house in Overton before appointing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some banks will refuse to give a loan on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Overton. Conveyancing will be smoother if you use a solicitor in Overton especially if they are accustomed to such properties in Overton.