I was notified yesterday by my broker that my Montgomery solicitor is not on the bank Solicitor panel. How can I be certain that this is indeed the case?
Your first step should be to contact your Montgomery lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they may recommend you to a Montgomery conveyancing practice that is on the approved list of lawyers for your mortgage company.
Can I use your services to recommend a Conveyancing solicitor in Montgomery even where I’m not purchasing or selling a house, for example if I want to acquire an office in Montgomery with a loan from Accord Mortgages Ltd?
Our search tool is mainly used to help choose residential conveyancing solicitors in Montgomery but we have set out towards the end of this page a selection of Montgomery commercial conveyancing firms. You will need to enquire with the solicitors directly to establish if they are also authorised to represent Accord Mortgages Ltd
I purchased a 4 bedroom Victorian house in Montgomery. Conveyancing practitioner represented me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Montgomery and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing practitioner who completed the work.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Montgomery is the location of the property. What do you suggest?
Flying freeholds in Montgomery are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Montgomery you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Montgomery may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the estate of my grandfather I am selling a house in Newport but reside in Montgomery. My conveyancer (approximately 260 kilometers from mehas requested that I execute a stat dec prior to completion. Can you recommend a conveyancing lawyer in Montgomery to attest and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Montgomery based
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the bank approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.