We see that you have a search directory identifying firms on the Clydesdale conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Bishops Castle?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Bishops Castle.
Are the BSA planning on creating a search tool with a view to to identify solicitors on the Earl Shilton BS conveyancing panel for example in Bishops Castle?
Lexsure has not been advised of any plans on the part of the BSA to develop such a search facility.
My husband and I have arranged the release of further funds on our mortgage from Nottingham as we want to conduct improvements to our home in Bishops Castle. Do we need to appoint a local Bishops Castle solicitor on the Nottingham conveyancing panel to handle the paperwork?
Nottingham would not normally require a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham conveyancing panel.
Completion of my purchase has taken place for my property in Bishops Castle. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
About to purchase apartment in Bishops Castle. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Santander conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bishops Castle conveyancing practitioner is on the Santander conveyancing panel.
About to purchase a new build apartment in Bishops Castle. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bishops Castle
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Due to the encouragement of my in-laws I had a survey completed on a house in Bishops Castle ahead of appointing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some banks will refuse to give a loan on a flying freehold premises.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bishops Castle. Conveyancing may be slightly more expensive based on your lender's requirements.
My offer on house in Bishops Castle was accepted, the vendor does nevertheless have a tied purchase. The sellers have offered on on an apartment, however it’s not been accepted yet, and are looking at other apartments in the pipeline. I have selected a nearby conveyancing solicitor in Bishops Castle. What should be my next step? When should I get the mortgage application with Aldermore started with Aldermore?
It is standard to have concerns where there is a chain as you are unlikely to want to incur expenses too early (home loan application is in the region of £1k, then valuation, Bishops Castle conveyancing search fees, etc). The first course of action is to check that your conveyancing practitioner is on the Aldermore conveyancing panel. Regarding the subsequent stages this very much depends on the uniqueness of your transaction, desire for this property and on the state of the market. During a buoyant market the majority of purchasers will apply for a home loan with Aldermore and arrange for the valuation and only if it comes back ok would they pay their lawyer to press on with the conveyancing in Bishops Castle.