My financial adviser has asked me for my Bishops Castle solicitor’s panel reference for the Nationwide conveyancing panel. How do I find this out. I have called my local Bishops Castle branch but they have not got back to me yet.
Have you tried speaking to your Bishops Castle conveyancer about this?. Most Bishops Castle law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
We are a couple about to exchange contracts for a ground floor flat in Bishops Castle. We have hit a snag. Our loan offer with Yorkshire Building Society runs out on 23/3/2026 but the sellers are insisting on a completion date of 25/3/2026. Is it possible to extend the mortgage expiry date?
The best person to address this concern is your conveyancer who is in a position to assess if he or she is should be discussing with the mortgage company, vendor’s conveyancers, selling agents or conceivably all parties based on the circumstances your house move as of today.
We had appointed conveyancers locally in Bishops Castle on the Co-operative solicitor panel. They have just invoiced me a supplemental amount for dealing with the Co-operative mortgage. Is this an additional conveyancing fee set by Co-operative?
Provided it is contained in their Terms and Conditions or estimate then yes your solicitor may levy a fee for this. The fee is not set by Co-operative but by your Bishops Castle property lawyer. Plenty of firms on the Co-operative panel will quote an ‘acting for lender’ fee but many firms include it on their overall fee.
My fiancee and I are in the throws of looking at apartments in Bishops Castle and I am about to put in an offer. Is it wise to have a conveyancing practitioner on ‘stand by’? I will be getting a mortgage with TSB.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are taking out a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Bishops Castle conveyancing practitioner on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
I have been told that property searches are the main reason for hinderance in Bishops Castle conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Searches are unlikely to be the root cause of holding up conveyancing in Bishops Castle.
I am buying my first flat in Bishops Castle with the aid of help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The estate agent suggested that I not disclose to my solicitor about this deal as it would adversely affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it simple use your search tool to find a conveyancing practitioner in Bishops Castle on the panel for my mortgage?
1st choose a lender such as Yorkshire Building Society, Leeds Building Society or Britannia then choose your location a common one being Bishops Castle. Conveyancing practices in Bishops Castle and further afield should be shown.