We are about to complete buying a property in North Yorkshire but as a consequence of damage from the recent storms I have was able negotiate reparation from the current proprietors of three thousand pounds taking the form of a reduction in the price. This was going to be dealt with as part of the conveyancing process yet Yorkshire BS will not agree to this. Should they have been involved?
The conveyancing practitioner that is on the Yorkshire BS conveyancing panel is duty bound to disclose to Yorkshire BS of any variations to the purchase price. If you prohibit your conveyancing practitioner to report the price change to Yorkshire BS then they would have to discontinue acting for you. In addition, Yorkshire BS and you would have to appoint a new lawyer for your conveyancing in North Yorkshire.
Do all mortgage companies provide you with an approved list of North Yorkshire conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?
North Yorkshire conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
My aunt passed away six months ago and as sole heir and executor I was left the house in North Yorkshire. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Principality will insist on your using a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
My fiancee and I are in the throws of looking at apartments in North Yorkshire and I am now considering a potential offer. Is it too early to have a solicitor in place? I intend to finance via a home loan with UBS.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are taking out a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.
I currently have a mortgage with Bank of Ireland for my property in North Yorkshire. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bank of Ireland?
Bank of Ireland must be informed of your intention prior to renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel solicitor.
My offer was accepted on a property in North Yorkshire on 13/2/2026, valuation was booked 3 days after, all came back fine. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Are Aldermore entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am looking for a leasehold apartment up to £245,000 and found one round the corner in North Yorkshire I like with open areas and transport links nearby, however it only has 49 remaining years left on the lease. I can't really find anything else in North Yorkshire in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan the remaining unexpired lease term may be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
I have been advised by a number of estate agents in North Yorkshire to find a solicitor using your seach tool. Is there a financial advantage for Estate Agents to market your site over another?
We don’t offer any commission for pointing buyers and sellers our way. We found it would be just too difficult to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.