Why do I have to pay up front for my conveyancing in North Yorkshire?
Where you are retaining lawyers for conveyancing in North Yorkshire your solicitor will ask you place them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. When the down payment is payable against the total price then this will be asked for immediately in advance of exchange of contracts. The final balance that is needed will be payable a few days ahead of the completion date.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in North Yorkshire. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/9/2025, the requirements read as follows :
About to purchase a new build apartment in North Yorkshire. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in North Yorkshire
-
Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, no chain conveyancing. North Yorkshire is where the house is located. What do you suggest?
Flying freeholds in North Yorkshire are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside North Yorkshire you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in North Yorkshire may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I right to be concerned about estate agents that I am dealing with are recommending a national conveyancing firm as opposed to a local North Yorkshire conveyancing company?
As is the case with many professional services, often recommendations from relatives can be worth their weight in gold. Nevertheless there are lots of players in a conveyancing deal; estate agents, financial adviser and banks might all suggest solicitors to retain. On occasion these solicitors might be known to one of the organisations as experts in their field, but sometimes there behind the scenes financial incentive behind the endorsement. You have the right to appoint your preferred conveyancer. However, bear in mind that some banks specify a panel list of lawyers you are obliged to use for the mortgage related work in your transaction.
I pay a maintenance contribution for my first floor flat in North Yorkshire. As a result of poor financial planning I slipped behind with remittance. I negotiated a payment schedule but there is still two currently outstanding.
I want to sell and I am concerned this may hold me back if I have to settle the arrears in advance. Do I have to settle before - is this viable?
Do speak with the conveyancing practitioner handling your North Yorkshire conveyancing but it might be possible to agree for the outstanding amount to be passed to the purchasers. The sale price due would be reduced to reflect the amount of debt they assume. They could then discharge the fees once they are the owners.