Find a Lender-Approved Local Conveyancer in Ripon

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There is a good reason why you won’t find people saying “if only I would have chosen a cheap online firm”! Go local - instruct a conveyancing solicitor in Ripon

Top reasons to let us assist you select a local conveyancing solicitor in Ripon

  • 1 Ripon solicitor are the key to a successful Ripon home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 2 Chances are that the the solicitors for the other party are based in Ripon - if so both parties will have worked on conveyancing matters in the past
  • 3 Ripon solicitors are likely to be familiar with the local Land Registry Office, Local Authority and selling agents
  • 4 Experience means that Ripon property lawyer have established valuable links with Ripon local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of handling your house sale or purchase in Ripon.
  • 5 Personal touch together with a wealth of experience are key benefits that you should look for when selecting conveyancing solicitors. Ripon property deals can become significantly more complicated because of poor communication between all the parties. The lawyers listed ensure that the lines of communication are open and act on arising issues and developments quickly.

Examples of recent conveyancing in Ripon since March 2025*

Recently asked questions about conveyancing in Ripon

Is the fact that my solicitor in Ripon is not listed on my mortgage company's solicitor panel that there is a problem with the standard of her conveyancing?

It would be unwise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Ripon conveyancing firm and enquire why they are no longer on the approved list for your lender.

I am purchasing a house for cash in Ripon. I have lived for the last 15 years in Ripon. Conveyancing searches are expensive. As I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

Provided that you do not need a mortgage, then all but one or two of the Ripon conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches done, but he is duty bound to take that path of encouragement . One thing to consider; if you are likely to dispose of the house in the future, it will be of relevance to your future purchaser what the searches reveal. On occasion properties with apparent issues can still reveal unfavourable search results. A competent conveyancing solicitor in Ripon will provide you some constructive guidance concerning this.

I'm the single recipient of my late mum's estate with all property in now in my sole name, including the house in Ripon. Conveyancing formalities meant that the Land Registry date was in May. I want to move. I understand that there is a Mortgage Lenders six month 'rule', meaning my property ownership will be treated the same way as though I had purchased the property in May. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Some lenders would take a sensible view as this clause primarily exists to pick up on subsales or the wholesaling and assigning of property.

I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Ripon conveyancing practitioner on the Lloyds panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Lloyds has sent the Land Registry the discharge electronically, and
  3. Lloyds has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Lloyds mortgage has been paid off.

The formalities of my purchase has taken place for my property in Ripon. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

I am intent on selling our property in Ripon and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. Any high street Ripon lawyer would know that there is no such problem. It does beg the question why the buyers are using a factory type conveyancing practice rather than a conveyancing solicitor in Ripon. Having lived in Ripon for many years we know of no issue. Should we contact our local Authority to seek clarification that there is no issue.

It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I am buying my first flat in Ripon with the aid of help to buy. The sellers would not move on the price so I negotiated 6k of additionals instead. The sale representative suggested that I not inform my solicitor about the side-deal as it may adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What does commercial conveyancing in Ripon cover?

Non domestic conveyancing in Ripon incorporates a wide array of guidance, given by regulated solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

Last updated

Sample of conveyancing solicitors in Ripon regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Ripon but also conveyancing throughout England and Wales.

  • Eccles Heddon Llp, 5 Westgate, Ripon, North Yorkshire, HG4 2AT
  • Hutchinson & Buchanan Llp, 77 North Street, Ripon, North Yorkshire, HG4 1DS
  • Fitzgerald-harts, Claro Chambers, Bridge Street, Boroughbridge, York, North Yorkshire, YO51 9LD

Residential Landlord and Tenant Conveyancing solicitors in Ripon

The list below is a small selection of solicitors in Ripon specialising in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on Rent Act Protected, Assured and Assured Shorthold tenancies

  • Eccles Heddon Llp, 5 Westgate, Ripon, North Yorkshire, HG4 2AT
  • Hutchinson & Buchanan Llp, 77 North Street, Ripon, North Yorkshire, HG4 1DS
  • Fitzgerald-harts, Claro Chambers, Bridge Street, Boroughbridge, York, North Yorkshire, YO51 9LD

Commercial Conveyancing solicitors in Ripon regulated by the SRA

The firms listed below are a small selection of solicitors in Ripon specialising in commercial conveyancing in Ripon. This may include advice on complex issues under the Landlord and Tenant Act of 1954
  • Eccles Heddon Llp, 5 Westgate, Ripon, North Yorkshire, HG4 2AT
  • Hutchinson & Buchanan Llp, 77 North Street, Ripon, North Yorkshire, HG4 1DS
  • Fitzgerald-harts, Claro Chambers, Bridge Street, Boroughbridge, York, North Yorkshire, YO51 9LD

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.