I have just started taking steps with the aim of switching my existing standard mortgage to a BTL Platform Home Loans Ltd mortgage. I was told by my mortgage that I must appoint a lawyer as part of the process. I got in contact with my former Ripon conveyancing practitioner who who completed the conveyancing when I originally purchased the house. The costs estimate e-mailed to me of £470 has shocked me as its a remortgage than a sale or purchase.
The estimate fees are a tad high. If you shop around you may be able to trim some of the expense by perhaps a hundred pounds. That being said, if you were happy with the conveyancing the firm offered you couldlive to regret opting for an an untested lawyer. Don't forget to be sure the conveyancer can act for Platform Home Loans Ltd. Do employ our search tool to select a Ripon conveyancing firm on the Platform Home Loans Ltd conveyancing panel, which can often include conveyancing solicitors in Ripon.
My wife and I are buying a property in Ripon. I might seem paranoid but how we can trust a conveyancer? At some point we have to put money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am selling my flat. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being problematic. The Ripon solicitor who is on the Principality conveyancing panel is saying indemnity insurance will be fine but Principality are requiring a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a property in Ripon on 29/9/2025, valuation was booked 2 days after, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some fast conveyancing in Ripon as I am faced with an ultimatum to complete in less than one month. Fortunately I do not need a mortgage. Can I avoid the conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you are at free not to do searches although no conveyancer would advise that you don't. With lots of history conveyancing in Ripon the following are instances of issues that can arise and therefore impact future mortgageability: Enforcement Notices, Overdue Fees, Outstanding Grants, Road Schemes,...
The estate agent has sent us the confirmation of our purchase of a new build apartment in Ripon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Ripon
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are architect prepared.
I decided to have a survey completed on a property in Ripon prior to retaining solicitors. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies will refuse to issue a mortgage on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ripon. Conveyancing will be smoother if you use a solicitor in Ripon especially if they are acquainted with such properties in Ripon.
We are 17 days into a freehold purchase having been directed to a firm by the selling agent to carry out the conveyancing in Ripon. I am not happy. Can you help me find new lawyers?
They would have to be very bad to suggest diss instructing them. Has your mortgage offer been sent? If so you need to make them aware of the replacement conveyancer and get the offer are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders panel to avoid supplemental expenses and complications. That should be your starting point. Our find a solicitor tool should help you find a lender approved conveyancer for your home move in Ripon