How do I search for the right lawyer to supply a first class service for my conveyancing in Ripon?
First ask relatives whom they would instruct.
Option 2 is to use a comparison service on the web for conveyancing in Ripon. Telephone two or three listed and request that they forward you their conveyancing estimate and have a conversation with the lawyer who will conduct the conveyancing ahead ofcommitting.
Third is to use this site to assist you in finding the right solicitors for you based on your personal expectations including location,speed, complexity and who your intended lender is. Avoid the trap of appointing £100 conveyancing in Ripon
I am about to put an offer on a leasehold apartment in Ripon. The selling agents advise that it is the norm for flats in Ripon to have less than 75 years unexpired on the lease. I am obtaining a loan with Virgin. Is this going to be acceptable if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/1/2026 the requirements read as follows :
When it comes to mortgage companies such as Leeds Building Society, do Ripon lawyers incur a fee to be on the list of approved solicitors?
We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I can not fathom if my mortgage offer requires a lease extension. I have called into my local Ripon building society branch on various occasions and was told they are content with the situation and they would lend. My Ripon conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend in accordance with their specific requirements. Who do I believe?
As long as the lawyer is on the bank panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
RBS have agreed my home loan in principle, my offer on a house in Ripon has been agreed to, now what?
The property agent will wish to be informed of your solicitor's details (make sure the lawyers are on the lender’s panel). Call up RBS or your financial adviser and finish off any outstanding forms. RBS will appoint a valuer who will get in touch with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. RBS will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Ripon.
I am downsizing from our property in Ripon and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers used a national conveyancing firm as opposed to a conveyancing solicitor in Ripon. Having lived in Ripon for six years we know that this is a non issue. Do we contact our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I am looking for a leasehold apartment up to £195,000 and found one round the corner in Ripon I like with a park and station in the vicinity, the downside is that it only has 51 remaining years left on the lease. There is not much else in Ripon in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a home loan that many years may be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
I need to instruct a conveyancing solicitor for purchase conveyancing in Ripon. I have chance upon a web site which appears to be the ideal offering If it is possible to get all formalities done via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?