Do banks and building societies provide you with an approved list of Northumberland conveyancing solicitors? How do you know who is on the Clydesdale conveyancing panel?
Northumberland conveyancing firms themselves provide us confirmation that they are on the Clydesdale conveyancing panel as opposed to being supplied with a list from Clydesdale directly.
A relative advised me that where I am purchasing in Northumberland I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Northumberland conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Northumberland around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Northumberland Education with plans and statistics, Local Amenities and other useful information regarding Northumberland.
Have completed on a a terraced house in Northumberland , how long will it take for the Land Registry to register the transfer to my name? My Northumberland conveyancing solicitor works at snail pace, so I want to be sure that my ownership is registered.
As far as conveyancing in Northumberland is concerned, registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timescales can differ depending on who lodges the application, whether it is in order and if the Land registry communicate with any interested parties. As of today roughly three quarters of such applications are fully addressed in less than three weeks but some can be subject to longer delays. Registration takes place after the new owner is living at the property thus registration formalities is not always top priority yet if there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.
About to purchase a new build apartment in Northumberland. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Northumberland
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
Given that I am about to part with over three hundred thousand on a property in Northumberland I wish to talk to a solicitor about myconveyancing in advance of giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer who will be conducting your conveyancing in Northumberland.There is no ‘factory style conveyancing’ - each client is unique person, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Northumberland should be the amount on the final invoice that you end up paying.
I am just shy of a 10% deposit on my flat purchase in Northumberland , but I still want to proceed. What can I do?
One option is to try and accept a lower deposit. Many vendors will agree to a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment