I have just been advised by my estate agent that my Okehampton property lawyer is not on the mortgage company Conveyancing panel. What can I do to check?
You need to call your Okehampton conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
When will exchange of contracts occur in domestic conveyancing in Okehampton and am I required to attend the lawyers office?
If you are local to our conveyancing solicitors in Okehampton you are welcome to attend to sign contracts. However, the lender approved solicitors we recommend provide a national conveyancing service and give as equally diligent and professional a job for you when dealing with you digitally. The signing of the contract is not when everything is set in stone. A signed contract simply enables the conveyancer to address the formalities when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Okehampton)to be in the office at the appropriate time.
Our bank has recommended a law firm on their panel based in Okehampton but I would rather instruct a conveyancing lawyer in Okehampton local to me. Can you help?
The minority of Okehampton conveyancing practices are on all banks conveyancing panel. Use the above search tool to identify a Okehampton conveyancing conveyancer on the on the lender panel.
We are buying a apartment in Okehampton. It might be a silly question but how we can trust a conveyancer? On completion day we have to deposit our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
When it comes to lenders such as Lloyds, do Okehampton solicitors face a fee to be on the list of approved solicitors?
We are not aware of any lender fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
I am selling my flat. I had a double glazing fitted in April 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Lloyds are being problematic. The Okehampton solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Given that I am about to spend £400,000 on a terraced house in Okehampton I wish to talk to a conveyancer concerning thetransaction before appointing the firm. Can this be arranged?
Absolutely - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer due to be carrying out your property ownership legalities in Okehampton.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are quoted for your conveyancing in Okehampton should be the figure that you end up paying.
We're novice buyers - agreed a price, yet the selling agent told us that the seller will only go ahead if we appoint their recommended solicitors as they want a ‘quick sale’. Our preferred option is to instruct a local conveyancer who is accustomed to conveyancing in Okehampton
We suspect that the owner is unaware of this request. Should the vendor desire ‘a quick sale', alienating a genuine buyer is going to damage their objectives. Speak to the vendors direct and explain that (a)you are serious buyers (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to appoint your own,trusted Okehampton conveyancing solicitors - not the ones that will provide their estate agent a commission or achieve conveyancing targets demanded by head office.