Can I use your services to locate a Conveyancing solicitor in Merton even where I’m not buying or selling a house, for instance where I want to acquire a shop in Merton with a loan from Barnsley Building Society?
Our search tool is primarily there to help choose residential conveyancing solicitors in Merton but we have recorded at the end of this page a few Merton commercial conveyancing firms. You will need to make contact with the company directly to check if they are also authorised to represent Barnsley Building Society
My partner and I are downsizing from our property in Merton and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed an online conveyancing practice rather than a conveyancing solicitor in Merton. Having lived in Merton for six years we know that this is a non issue. Should we contact our local Authority to get clarification that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Just had an offer accepted on a new build apartment in Merton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Merton
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
I decided to have a survey completed on a property in Merton in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some banks will refuse to issue a mortgage on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Merton. Conveyancing will be smoother if you use a solicitor in Merton especially if they are familiar with such properties in Merton.
What tools are available to search for a Merton solicitor on the Birmingham Midshires conveyancing panel? I drive a motor bike and am happy to travel upto 25kilometers to meet the lawyer.
Feel free to make use of the facility on this page. Please select a mortgage company and your location and you will see a number of Merton conveyancing lawyers locally. We have listed some Merton conveyancing firms towards the end of this page and you can contact them to verify whether they are on the Birmingham Midshires panel
I am attracted to a two flats in Merton both have approximately 50 years remaining on the leases. should I be concerned?
There is no doubt about it. A leasehold flat in Merton is a deteriorating asset as a result of the reducing lease term. The closer the lease gets to its expiry date, the more it reduces the value of the property. For most buyers and banks, leases with less than 75 years become less and less marketable. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of premises with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Merton conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
Merton Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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Are any of leasehold owners in arrears of their service charge payments? This question is important as a) areas could cause problems for the building as the communal areas may start to deteriorate where repairs remain unpaid b) if the leasehold owners have a dispute with the managing agents you will want to have all the details Where a Merton lease has no more than eighty years it will impact the value of the flat. Check with your lender that they are content with remaining years on the lease. A short lease means that you will probably have to extend the lease sooner rather than later and you need to have some idea of how much this will be. Remember, in most cases you will be required to have owned the premises for two years before you are entitled to exercise a lease extension.