How do I identify freehold conveyancing in Ongar?
Option 1 is to ask your friends and family who they used in the past and if they were happy with the service.
Option 2 is to use a comparison service on the internet for conveyancing in Ongar. Ring two or three from the list and request that they forward you their conveyancing fee calculations and discuss your needs with the solicitor who will conduct the legal process prior tocommitting.
Third is to use our search tool to help you find the right solicitors for you based on your own expectations including the type of property,timings, complications and who your intended lender is. Don't take the bait of ninety nine pound conveyancing in Ongar
We are getting the release of further monies on our mortgage from Co-operative as we intend to conduct renovations to our home in Ongar. Are we obliged to select a high street Ongar solicitor on the Co-operative conveyancing panel to handle the legals?
Co-operative would not normally require a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative conveyancing panel.
We have a mortgage agreed in principle with Yorkshire BS. Ongar conveyancing lawyers were chosen. How long does it take for Yorkshire BS to forward the offer to the conveyancer?
There is no definitive answer here. Have Yorkshire BS completed the valuation? Have you informed Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
After shopping around on the internet I have found a Ongar solicitor having made sure that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Ongar surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Me and my brother own a semi-detached Georgian property in Ongar. Conveyancing lawyer acted for me and Britannia. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ongar and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing solicitor who conducted the conveyancing.
Due to the encouragement of my in-laws I had a survey completed on a house in Ongar prior to appointing lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies will refuse to give a loan on such a house.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Ongar. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Ongar to see if the conveyancing will be more expensive.
I was advised by three or four local estate agents in Ongar to choose a conveyancer on your site. What’s the financial incentive for Estate Agents to offer your services rather than a competitor’s?
We don’t offer any commission for pointing buyers and sellers in our direction. We found it would be just too difficult a fee as home movers will think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am looking for Ongar competitive conveyancing fees. Can I be confident that all the Ongar law firms that are identified on your directory are on the lender conveyancing panel?
The law firms on our directory have advised us that they are on the lender panel and agreed to advise us to take down their listing in the event of removal off of the bank panel. To date we have not been informed by either a bank or a member of the public that the data about a specific Ongar conveyancing solicitor being on the lender conveyancing panel is incorrect.