We note that you have a post code search directory listing firms on the TSB conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Shenfield?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Shenfield.
I am selling my flat in Shenfield. Does my solicitor need to be on the Principality conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Principality conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
My wife and I are purchasing a flat in Shenfield. It might be a silly question but how we can trust a lawyer? On completion day we have to put our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I can not work out if my mortgage offer requires a lease extension. I have telephoned my Shenfield building society branch on various occasions and was informed it wasn't an issue and they will lend. My Shenfield conveyancing solicitor - who is on the lender conveyancing panel- called to say that they refuse to lend based on their specific requirements. Who do I believe?
As long as the lawyer is on the bank panel, she or he must adhere to the CML Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I had an offer accepted on a house in Shenfield on 18/9/2024, valuation was booked 4 days after, received a clean bill of health. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Are Nationwide entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are buying a property and the solicitor has identified Chancel Repair for which the property may be liable as it falls into the area of such a church. He has suggested insurance. Is this really necessary for conveyancing in Shenfield
Unless a prior purchase of the house took place post 12 October 2013 you may take it that solicitors handling conveyancing in Shenfield to continue to suggest a chancel search and or chancel repair liability insurance.
I have been on the look out for a flat up to £245,000 and found one round the corner in Shenfield I like with open areas and transport links nearby, however it's only got 51 years unexpired on the lease. There is not much else in Shenfield for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a mortgage the shortness of the lease will likely be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
I need to find a conveyancing solicitor for some conveyancing in Shenfield. I happened to land on a site which seems to have the perfect answer If it is possible to get all formalities completed via phone that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?