It has come to my attention via my broker that my Oval solicitor is not on the bank Solicitor panel. What can I do to be sure whether this is correct?
The first thing you need to do is to contact your Oval lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they may be able to suggest a Oval conveyancing firm that is on the approved list of lawyers for your bank.
We are looking to buy a house and require a conveyancing solicitor in Oval who is on the Skipton approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in Oval.
We are close to exchanging contracts on the sale of our house in Oval and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any high street Oval lawyer would know this is not the case. It does beg the question why the buyers instructed a factory type conveyancing practice as opposed to a conveyancing solicitor in Oval. Having lived in Oval for three years we know that this is a non issue. Is it a good idea to contact our local Authority to seek confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I'm purchasing my first flat in Oval with the aid of help to buy. The sellers refused to move on the amount so I negotiated £7000 of extras instead. The estate agent told me not disclose to my conveyancer about the extras as it will impact my loan with Chelsea Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Oval prior to retaining conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some banks tend not issue a mortgage on this type of premises.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Oval. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Oval to see if the conveyancing will be more expensive.
I am looking to sell my property. My previous lawyers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Oval if that affects matters.
You should use our search tool to help you choose a solicitor for your conveyancing in Oval. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.