Will my conveyancing lawyers need to check that the building insurance when buying a house in Pembroke. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/6/2025, the requirements read as follows :
My bid for a property was accepted at auction in Pembroke. Conveyancing is necessary. What is next?
Having exchanged you should find a conveyancing lawyer soon as you now have a tight a fixed date to complete the property. All auction property will ordinarily have an associated auction pack. This should include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must hand this to your appointed conveyancing solicitor ASAP. Do make sure that you have funds organised to complete on the on the contractual date .
My stepmother pointed out to me me that in buying a property in Pembroke there may be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
There are anumerous of properties in Pembroke which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Pembroke should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My offer was accepted on a property in Pembroke on 28/4/2025, valuation was booked 2 days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Pembroke is where the house is located. Can you shed any light on this issue?
Flying freeholds in Pembroke are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Pembroke you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pembroke may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What does commercial conveyancing in Pembroke cover?
Commercial conveyancing in Pembroke covers a wide range of guidance, given by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
I need to retain a conveyancing solicitor for sale conveyancing in Pembroke. I happened to discover a web site which seems to have the ideal solution If it is possible to get all this stuff completed via web that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My wife and I have today had a bid accepted on our first home in Pembroke, and need to get solicitors lined up. We have made use of the different rating tools and the results are from all over the the UK. Is it essential to have a Pembroke solicitor local to the prospective new home? I am willing to do everything electronically, but I am thinking at some stage we will be required to attend the property lawyer's office to sign contracts?
There is no need to attend the office of your solicitor, they can send any relevant papers to you, which you can sign and send back. Many home movers prefer to instruct a locally based solicitor, but it's by no means essential for conveyancing in Pembroke.