In what way does my ID and proof of funds have anything to do with my conveyancing in Milford Haven? What am I being asked for?
It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in Milford Haven. Nowadays you can not complete any conveyancing process if you have not supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a bank statement. Please note that if you are supplying your driving licence as evidence of identification it needs to be both the paper section and photo card part, one is not acceptable in the absence of the other.
Proof of your source of funds is mandated in accordance with the Money Laundering Regulations. Don’t be offended when when this is requested of you as your conveyancing solicitor will need to retain this information on file. Your Milford Haven conveyancing solicitor will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask further questions concerning the source of monies.
I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Milford Haven solicitor on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
Completion of my purchase has taken place for my property in Milford Haven. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I had an offer accepted on a house in Milford Haven on 1/9/2026, valuation was booked five days after, all came back fine. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am downsizing from our home in Milford Haven and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Milford Haven conveyancer would know this is not the case. For the life of me I don't know why the buyers instructed an online conveyancing outfit rather than a conveyancing solicitor in Milford Haven. We have lived in Milford Haven for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
It has been 4 months since my purchase conveyancing in Milford Haven completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Milford Haven differ for newly converted properties?
Most buyers of new build residence in Milford Haven come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is constructed. This is because developers in Milford Haven typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Milford Haven or who has acted in the same development.
I am 14 days into a residential purchase having been directed to a firm by the selling agent to perform conveyancing in Milford Haven. I am am starting to be disappointed with the level of service. Can you help me find new lawyers?
A conveyancer would need to be very poor in order to consider diss instructing them. Has your mortgage offer been generated? In the event that it has you will need to make them aware of the new lawyer and ensure the offer are re-issued. Your conveyancer needs to be on the mortgage company panel to avoid escalating expenses and frustration. That should be your first question of the new solicitors. Our search tool will help you find a lender approved solicitor for your home move in Milford Haven