I am expecting a mortgage with Santander. I intend to enlist the help of a Licensed Conveyancer in Polperro. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We note that you have a search directory listing law firms on the RBS conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Polperro?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Polperro.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Polperro. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/2/2025, the requirements read as follows :
Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one near me in Polperro I like with open areas and station in the vicinity, however it only has 51 remaining years left on the lease. There is not much else in Polperro suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you require a mortgage the shortness of the lease may be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.
As co-executor for the will of my aunt I am selling a house in Swansea but I am based in Polperro. My conveyancer (based 200 miles awayhas requested that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Polperro who can witness and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Polperro based
Estate agents have just been given the go-ahead to market my 2 bed flat in Polperro.Conveyancing lawyers have not yet been instructed but I have recently received a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is discharge the service charge as you normally would as all ground rent and service payments will be allottedon completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process