It has come to my attention via my estate agent that my Lostwithiel solicitor is not on the bank Solicitor panel. What can I do to be sure whether this is correct?
The best course of action for you to take is to call your Lostwithiel lawyer directly. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
When can the exchange of contracts happen for domestic conveyancing in Lostwithiel and am I required to attend the solicitors office?
Where you are local to one of the conveyancing solicitors in Lostwithiel you are invited in to sign documents. However, the law practices we work with supply a countrywide conveyancing service and give as equally diligent and professional a job for you when communicating with you digitally. The signing of the contract is not the critical part. A signed contract is necessary for the solicitor to exchange contracts when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Lostwithiel)to be in the office at the appropriate time.
I am planning on selling our house in Lostwithiel and according to the buyers it appears that there is a possibility that the property was built on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing firm as opposed to a conveyancing solicitor in Lostwithiel. Having lived in Lostwithiel for three years we know of no issue. Do we contact our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I'm purchasing my first flat in Lostwithiel benefiting from help to buy. The developers would not budge the price so I negotiated five thousand pounds worth of extras instead. The sale representative told me not reveal to my lawyer about the extras as it could jeopardize my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In sourcing the world wide web for the phrase conveyancing in Lostwithiel it shows results of many conveyancersin the vicinity. With so much choice what is the best way to find the suitable conveyancing solicitor for the sale of my house?
The best method of choosing a suitable conveyancer is via personal testimonial, so seek the opinion of colleagues and family who have bought a property in Lostwithiel or a respected estate agent or mortgage broker. Charges for conveyancing in Lostwithiel vary, so it's advisable to secure at least three estimates from varying types of companies. Make sure that you clarify what costs in the quote includes.
I am in the process of buying my 1st house in Lostwithiel. Conveyancing practitioner already appointed. The mortgage adviser suggested that a survey is not necessary as the house was only built in 2001.
At the very least you should have a Home Buyer's Report. Given the premises is over ten years old the property will not benefit from a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could be sufficient. They will highlight any apparent problems and suggest further investigation where appropriate. If there are any indications of problems get a comprehensive Building Survey from the beginning.