I am in the market for a low cost property lawyer. Should I go for for a nationwide conveyancer as opposed to a local Ravenglass conveyancing lawyer?
Ravenglass is a special area, where neighbourhood experience is a big bonus. The relaxed pace of life has it’s attractions – just not for your home move. The conveyancers that we recommend providing well rounded Ravenglass knowledge with a proactive, can doapproach that helps the conveyancing to progress hassle free. It is a distinct advantage that they can make use of good relationships with mortgage brokers, search providers, valuers and counterpart Ravenglass conveyancing solicitors
My grandfather passed away 10 months ago and as sole heir and executor I was left the property in Ravenglass. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this possible?
Given you plan to refinance then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
Will commercial conveyancing searches disclose planned roadworks that may affect a commercial estate in Ravenglass?
Many commercial conveyancing solicitors in Ravenglass will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Ravenglass. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Ravenglass.
For each commercial conveyancing transaction in Ravenglass it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Ravenglass commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Ravenglass.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a straight forward, chain free conveyancing. Ravenglass is where the house is located. Can you shed any light on this issue?
Flying freeholds in Ravenglass are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ravenglass you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ravenglass may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I am about to part with over three hundred thousand on a terraced house in Ravenglass I wish to talk to a conveyancer about myconveyancing prior to appointing the firm. Is this something that you can arrange?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer who will be doing your property ownership legalities in Ravenglass.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in Ravenglass should be the figure that you are charged.
My wife and I plan to buy our first home in Ravenglass. Conveyancing lawyer has been selected. The broker suggested that a survey is not appropriate as the house was only built twenty two years ago.
The bare minimum you need a Home Buyer's Report. Given the residence is over 10 years old the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report may be enough. They will highlight any apparent issues and recommend additional investigation if relevant. Where there are any indications of problems seek a comprehensive structural survey.