We are getting a further advance on our mortgage from Aldermore as we wish to conduct alterations to our home in Ravenglass. Are we obliged to appoint a high street Ravenglass solicitor on the Aldermore conveyancing panel to deal with the paperwork?
Aldermore do not ordinarily require a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.
I have paid off my mortgage with Nottingham. I assume I don't need a Ravenglass lawyer on the Nottingham panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I was told three weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Ravenglass is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are buying a house and the lawyer has referenced Chancel Repair for which the property could be liable as it falls into the area of such a church. He has mentioned insurance. Is this strictly appropriate for conveyancing in Ravenglass
Unless a prior purchase of the premises took place post 12 October 2013 you may assume that solicitors handling conveyancing in Ravenglass to continue to suggest a chancel search and or chancel repair liability insurance.
I used Wolstenholmes several years ago for my conveyancing in Ravenglass. I now require my papers however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ravenglass of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I decided to have a survey carried out on a property in Ravenglass in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies tend refuse to issue a loan on such a premises.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you e-mail us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ravenglass. Conveyancing will be smoother if you use a solicitor in Ravenglass especially if they are acquainted with such properties in Ravenglass.
Taking into account that I will soon spend hundreds of thousands of pounds on a property in Ravenglass I wish to have a conversation with the lawyer concerning theconveyancing prior to giving the go ahead to the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the conveyancer who will be conducting your conveyancing in Ravenglass.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Ravenglass should be the figure that you are charged.
In my capacity as executor for the estate of my father I am selling a house in Newport but live in Ravenglass. My conveyancer (who is 300 kilometers from merequires that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing practitioner in Ravenglass to witness this legal document for me?
strictly speaking you should not be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Ravenglass based