My Conveyancer in Ravenglass is not listed on the Skipton Building Society Solicitor Panel. Is it possible for me to retain my family solicitor notwithstanding that they are not on the Skipton Building Society approved list?
Your options are as follows:
- Carry on with your preferred Ravenglass lawyers but Skipton Building Society will need to retain a lawyer on their panel. This will inevitably rack up the overall conveyancing charges as well as cause delays.
- Get an alternative practitioner to to deal with the conveyancing, not forgetting to check they are on the Skipton Building Society panel
How does conveyancing in Ravenglass differ for newly converted properties?
Most buyers of new build premises in Ravenglass approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Ravenglass usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Ravenglass or who has acted in the same development.
I decided to have a survey carried out on a house in Ravenglass in advance of appointing lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some banks tend refuse to grant a loan on such a house.
It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to telephone us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ravenglass. Conveyancing will be smoother if you use a solicitor in Ravenglass especially if they are familiar with such properties in Ravenglass.
Should I be suspicious by brokers that I am dealing with are recommending a factory type conveyancing firm rather than a local Ravenglass conveyancing firm?
As is the case with lots of professional services, often referrals from family and friends can be very helpful. Yet there are lots of people with a keen interest in a conveyancing deal; estate agents, financial adviser and lenders may put forward solicitors to select. Sometimes these lawyers might be known to one of the organisations as one of the best in their field, but occasionally there behind the scenes commercial relationship behind the endorsement. You are at liberty to select your preferred lawyer. You need to be aware that many mortgage providers specify a panel list of lawyers you have to use for the mortgage aspect of your conveyancing.
I need to find a conveyancing solicitor for purchase conveyancing in Ravenglass. I have stumble across a web site which appears to be the perfect solution If it is possible to get all the legals completed via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We are seeking to purchase a repression house in Ravenglass and the vendor would like to complete inside 28 days. Can a solicitor meet that timeframe? Would it be better to use a high street Ravenglass firm or an online company that professes to complete quickly?
Attend your Ravenglass shopping parade. Pop in to a couple of firms and request to see a conveyancing solicitor for an estimate. Explain your requirements and try and obtain a commitment on deadlines. Select the one that comes across as most genuine. Be sure to choose a conveyancer on the list of lawyers who can act for your lender.