My mortgage broker has asked me for my Egremont law firm’s panel reference for the Nat West conveyancing panel. What is the best way to discover this. I have e-mailed my local Egremont branch but they have not got back to me yet.
You are best placed to get this information from your Egremont solicitor . Most Egremont law practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
The sellers of the property we are hoping to buy have appointed a conveyancing firm in Egremont who has suggested a lock out contract with a payment 10k. Is it wise to enter into such agreements?
This kind of preliminary agreement is unusual in Egremont, conveyancers are not keen on them as they detract from the main conveyancing focus and if you end up having your deposit forfeited then the lawyer is left exposed. In addition, there is no guarantee that just because the seller has executed an exclusivity contract they will sell to you. They may be in contravention of the agreement if they receive a big enough incentive to do so because an aggrieved purchaser with the benefit of a exclusivity agreement will still be legally obliged to show losses as a consequence of the breach and this may not equate the financial benefit that the owner may secure by reneging on the contract, no matter how morally reprehensible the behaviour is.
Have just purchased a probate house at auction in Egremont. Conveyancing is needed. What is next?
Given that you have now legally committed yourself to purchase you must instruct a conveyancing practitioner quickly as you will have a tight a drop dead date to complete the purchase. An auction property should have a bespoke legal set of papers. This should include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the auction pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You must pass this on to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are organised to complete the transaction on the set completion date.
The formalities of my remortgage has taken place for my property in Egremont. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
My offer was accepted on a house in Egremont on 17/9/2025, valuation was booked 3 days after, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
About to purchase a new build apartment in Egremont. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Egremont
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Over the last few months I have been searching for a ground for flat up to £245,000 and found one close by in Egremont I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 years on the lease. I can't really find anything else in Egremont suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
Am I best advised to choose a Egremont conveyancing practitioner in close proximity to the house I am hoping to buy? I have an old university friend who can deal with the legal work but her office is over three hundred kilometers away.
The primary upside of using a high street Egremont conveyancing practice is that you can drop in to sign paperwork, hand in your identification documents and pester them where appropriate. Having local Egremont know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If you know people who used your friend and in the main were content that should outweigh using an unfamiliar Egremont conveyancing solicitor solely due to them being Egremont based.