IfI was to purchase a straightforward propertyin Seahouses mortgage fee and have no survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Seahouses?
The sole saving you would make on is the disbursement for searches. Your conveyancing practitioner is obliged to do the vast majority of work - money laundering, correspond with the sellers conveyancer, stamp duty return, register the property etc. A slight saving might be made by not needing to register a mortgage but it won't be significant.
How up to date is your database of Seahouses solicitors on the Yorkshire BS conveyancing panel? Do Yorkshire BS send you an updated list?
Seahouses conveyancing firms themselves provide us confirmation that they are on the Yorkshire BS conveyancing panel as opposed to being supplied with a list from Yorkshire BS directly.
My home in Seahouses is up for sale and I have a purchaser. Will the solicitor need to be on the UBS conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
Last month we had a mortgage agreed in principle with Kent Reliance. Seahouses conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
Some lenders take longer than others. Have Kent Reliance conducted the survey? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We expect to receive a OIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Seahouses solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Seahouses solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
I have paid off my mortgage with Lloyds. I assume I don't need a Seahouses solicitor on the Lloyds panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
Hoping to buy a property located in Seahouses and I am already nervous. I couldn't find anything specific about Seahouses. Conveyancing will be needed in due course but do you know about the Seahouses area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Seahouses. In the meantime here are some basic statistics that we found
I note that you have a post code search directory identifying solicitors on the mortgage company conveyancing panel. Do Seahouses conveyancing firms pay you a commission if I retain them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Seahouses.