My Conveyancer in Sevenoaks is not listed on the Halifax Approved Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are not on the Halifax panel of approved conveyancing solicitors?
The limited options available to you here include:
- Carry on with your existing Sevenoaks lawyers but Halifax will need to instruct a conveyancer on their list of acceptable firms. This will result in additional total conveyancing charges and result in frustration.
- Choose a new lawyer to to deal with the purchase, obviously checking they are Halifax approved.
- Persuade your Halifax solicitor to try to join the Halifax panel
What can a local search reveal concerning the property we're purchasing in Sevenoaks?
Sevenoaks conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Xpress Legal The local search plays an important part in most Sevenoaks conveyancing purchase; that is if you don’t want any nasty once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I am looking for a ground for flat up to £235,500 and identified one near me in Sevenoaks I like with a park and transport links in the vicinity, the downside is that it only has 52 years unexpired on the lease. There is not much else in Sevenoaks suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for at least twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.
I need to find a conveyancing solicitor for some conveyancing in Sevenoaks. I've chance upon a web site which appears to be the ideal offering If there is a chance to get all the legals done via email that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have just appointed agents to market my ground floor flat in Sevenoaks. Conveyancing solicitors are to be appointed soon, however I have recently had a quarterly service charge demand – Do I pay up?
It best that you discharge the maintenance contribution as normal because all ground rent and service invoices should be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I own a basement flat in Sevenoaks, conveyancing having been completed February 2007. Can you shed any light on how much the price could be for a 90 year extension to my lease? Corresponding flats in Sevenoaks with over 90 years remaining are worth £201,000. The ground rent is £45 yearly. The lease finishes on 21st October 2089
With just 65 years remaining on your lease we estimate the premium for your lease extension to span between £13,300 and £15,400 plus costs.
The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.
My mortgage broker has recommended their conveyancing practitioner for our conveyancing in Sevenoaks - Is it not simpler advisable to just instruct them?
You need to establish if the estate agent is recommending a conveyancer or introducing to a conveyancing practitioner. There are plenty of Sevenoaks estate agents who recommend two or three Sevenoaks conveyancing firms and get nothing from it.