Can the conveyancing solicitors via your comparison service execute attended exchange conveyancing in Sevenoaks?
There are a few conveyancing experts carrying out personalised exchanges. Please call us to secure a conveyancing quote and details as to dates.
Last month we had a mortgage agreed in principle with UBS. Sevenoaks conveyancing lawyers were selected. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS done the survey? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am currently in the process of buying my council flat in Sevenoaks. I have a mortgage offer with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
Co-operative have agreed my mortgage in principle, my bid on a house in Sevenoaks has been agreed to, what are the next steps?
Your estate agent will need to be advised as to your conveyancer's details (make sure the property lawyers are on the lender’s approved list). Telephone Co-operative or your broker and complete any outstanding paperwork. Co-operative will sellect a valuer who will get in contact with the selling agent or seller to book an appointment. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Co-operative will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Sevenoaks.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who handled the conveyancing in Sevenoaks 5 years ago no longer exist. Will I be able to sell the house?
As long as the title is registered the details of your proprietorship will be retained by the Land Registry under a Title Number. It is easy to carry out a search at the Land Registry, locate your property and get current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be obtained for a small fee.
Due to the input of my in-laws I had a survey completed on a property in Sevenoaks before instructing conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks will not give a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you e-mail us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sevenoaks. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sevenoaks to see if the conveyancing will be more expensive.
Given that I will soon part with 450k on a terraced house in Sevenoaks I would like to talk to a lawyer regarding theconveyancing prior to instructing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your property ownership legalities in Sevenoaks.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Sevenoaks should be the figure that you end up paying.
My partner has recommend that I instruct his conveyancing solicitors in Sevenoaks. Should I use them?
Much as we are happy to recommend a Sevenoaks conveyancing lawyer it’s preferable to choose a conveyancing practitioner is to seek feedback from friends or relatives who have previously instructed the firm you're considering.