Is it possible for conveyancing in Tonbridge to be done in under 28 days?
First, If you are under pressure to complete it is highly recommended that your lawyer is familiar with the area as they will have local contacts and insight. It is possible that they could have transacted otherproperties in the same street. You would be best advised to use a Tonbridge conveyancing firm. Second, ensure that the conveyancing firm is on the on the approved list for your mortgage company. It is estimated that nearly one in five of Tonbridge conveyancing deals are suspended or derailed after discovering a buyer’s conveyancer was not on their mortgage lender’s list of approved solicitors. This can often result in the home move being frustrated by almost 21 days. It is believed that this issue affects in the region of one hundred thousand home moves every year. Almost all Tonbridge conveyancing firms can not act for certain mortgage companies so do check at the outset.
Can I use your services to locate a Conveyancing solicitor in Tonbridge even where I’m not buying or disposing of a house, for example where I wish to buy an office in Tonbridge with a mortgage from The Mortgage Works?
The service is mainly used to locate domestic conveyancing solicitors in Tonbridge but we have recorded towards the bottom of this page a few Tonbridge commercial conveyancing firms. You should enquire with the company directly to check if they can also act for The Mortgage Works
Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Tonbridge. Do I receive the keys to the premises on completion from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Tonbridge?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the owner’s lawyers, and once they have received this, you should be invited to pick up the keys from the property Agents and move into your new home. This tends to happen early afternoon.
We are getting the release of further monies on our mortgage from Virgin Money as we want to conduct a loft conversion to our home in Tonbridge. Do we need to select a nearby Tonbridge solicitor on the Virgin Money conveyancing panel to handle the legals?
Virgin Money don't usually instruct a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money list.
Planning on purchasing a apartment in Tonbridge. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Tonbridge conveyancer is on the Leeds Building Society conveyancing panel.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a residence in Tonbridge? or Apparently there is a law dating back centuries that could mean that house owners residing in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this relevant for conveyancing in Tonbridge?
Unless a prior purchase of the house completed post 12 October 2013 you can assume that lawyers conducting conveyancing in Tonbridge to continue to suggest a chancel search and or chancel repair liability insurance.
It has been three months following my purchase conveyancing in Tonbridge concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I opted to have a survey done on a property in Tonbridge before retaining lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some banks may not grant a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tonbridge. Conveyancing may be slightly more expensive based on your lender's requirements.