Having sold my house in Tonbridge last October but my buyer keeps whats apping every few hours complaining that her solicitor needs to hear from mine. What should my lawyer have done now that I have sold?
Following your sale your conveyancer should deliver the transfer documentation and all of the paperwork to the buyer’s conveyancer. Where appropriate, your conveyancer must also send confirmation that the home loan has been repaid to the buyers solicitors. There is unlikely to be post completion tasks specific conveyancing in Tonbridge.
I just bought a property at auction in Tonbridge. Conveyancing is required. What are my next steps?
Given that you are now for in every practical sense signed on the dotted line you will need to hire the services of a conveyancing solicitor as a matter of priority as you are facing a tight a fixed date to complete the deal. Every auction property will ordinarily have a corresponding auction pack. This should include most,if not all of the paperwork that your lawyer will need. In the case of leasehold property the legal pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You should give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that your finances are organised to complete on the on the contractual date .
Is there a list of Leeds Building Society panel solicitors in Tonbridge on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable on the web. Where you are seeking to appoint a Tonbridge lawyer on the Leeds Building Society please make the most of our facility.
I've digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Tonbridge solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Tonbridge surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I note that there are debates on Chancel Insurance on online forums. Do I require this when buying a property in Tonbridge? or Apparently there is an ancient law that could mean that owners of property residing in a parish church boundary may be liable to contribute towards repairs towards the chancel within the church. Is this appropriate for conveyancing in Tonbridge?
Unless a prior purchase of the property completed after 12 October 2013 you can expect solicitors carrying out conveyancing in Tonbridge to continue to suggest a chancel search and or insurance against a claim.
I am purchasing my first flat in Tonbridge with the aid of help to buy. The builders refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not to tell my lawyer about this side-deal as it could jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are a couple of weeks into a residential purchase having been directed to a firm by the high street agent to do our conveyancing in Tonbridge. We are not happy. Could you help me find new solicitors?
A solicitor would need to be really poor to suggest replacing them. Has your mortgage offer been issued? In the event that it has you must inform them of the replacement solicitor and have the mortgage documents are issued to the new lawyers. The solicitor ideally should be on the banks panel to avoid added expenses and frustration. That should be your first question of the new conveyancers. Our search tool will help you find a bank approved solicitor for your home move in Tonbridge
I need to switch lawyers as my Tonbridge lawyer is not on the bank's approved list of conveyancing solicitors. Is it advisable to appoint a new law firm?
In the event that you have not formally instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Tonbridge that you're considering.