Am I correct in assuming that the fact that my solicitor in South Molton is not listed on my bank's conveyancing panel that there is a problem with the quality of the firm’s work?
That would more than likely be a wrong assumption to make. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the South Molton conveyancing firm and enquire why they are no longer on the approved list for your bank.
We are planning to acquire a house and require a conveyancing solicitor in South Molton who is on the Aldermore solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in South Molton.
My friend advised me that if I am purchasing in South Molton I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your South Molton conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about South Molton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, South Molton Education with maps and statistics, Local Amenities and other useful data regarding South Molton.
I bought my house on 7 January and my personal details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in South Molton advises it should be formalised in less than a month. Are properties in South Molton particularly slow to register?
As far as conveyancing in South Molton is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timeframes can differ subject to the party submitting the application, whether it is in order and if the Land registry must send notices to any other persons or bodies. As of today roughly three quarters of such applications are fully dealt with within two weeks but occasionally there can be longer hold-ups. Registration takes place after the purchaser has moved in to the property so registration formalities is not always top priority yet where there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.
Due to the advice of my in-laws I had a survey completed on a house in South Molton ahead of retaining solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies tend refuse to give a mortgage on this type of property.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in South Molton. Conveyancing may be slightly more expensive based on your lender's requirements.
A conveyancing company handled my conveyancing in South Molton half a dozen years ago and was holding my registration certificates but has now closed – how do I get hold of these?
Deeds, as such, no longer exist as most properties in South Molton are recorded electronically at Land Registry. Where you need to establish ownership or are disposing of or refinancing your lawyer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.