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FACT : Umberleigh Conveyancing Solicitors Know more about Conveyancing in Umberleigh

Reasons to use our Umberleigh conveyancing solicitors

  • 1 Our site is the only site that enables you the ability to ensure that your property ownership legalities in Umberleigh will be carried out by a conveyancer on your lender’s member panel.
  • 2 You can gain comfort when you choose the very best, most recommended conveyancing solicitors. Umberleigh has a number to choose from, but for a truly professional and reliable service many local people have been use the endorsement of this site.
  • 3 Umberleigh property lawyers have a crucial advantage when it comes to Umberleigh conveyancing as they have important local knowledge of local authority requirements, planning policies and other issues that can affect your sale or purchase
  • 4 Cut price packages from online conveyancers might be tempting. However, these companies are often located many kilometers away with little understanding of the factors that impact property transactions in Umberleigh
  • 5 The firms listed on our directory have a variation of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases each year.

Examples of recent conveyancing in Umberleigh since July 2025*

Recently asked questions about conveyancing in Umberleigh

I am not well enough to travel far from Umberleigh. Please spell out why all Umberleigh lawyers are not on all mortgage company panels?

Lenders point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year.The dismissal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which triggered a major policy change in the sector. This resulted in banks and building societies removing less reputable firms from their official list of approved property lawyers .

What does my ID and proof of funds have anything to do with my conveyancing in Umberleigh? Is this really necessary?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Client Care letter that you need to sign should reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you refuse to hand over ID verification documents, your solicitor will not be able to take you on as a client.

Have just purchased a repossessed house at auction in Umberleigh. Conveyancing is required. What is next?

Now that you are exchanged you must retain a conveyancing practitioner as a matter of priority as you are faced with a pending a fixed date to complete the deal. All auction property will ordinarily have an associated auction set of papers. This will include evidence of title and search results. If you have purchased leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You must give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding organised to complete on the date specified in the contract.

Last month we had a mortgage agreed in principle with Coventry BS. Umberleigh conveyancing practitioners have been appointed. How long does it take for Coventry BS to issue the offer to the conveyancing practitioner?

Some lenders take longer than others. Have Coventry BS conducted the valuation? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I have decided to exercise my right to buy my property in Umberleigh off the council. I have a mortgage offer with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.

How does conveyancing in Umberleigh differ for new build properties?

Most buyers of new build or newly converted property in Umberleigh approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Umberleigh tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Umberleigh or who has acted in the same development.

I opted to have a survey carried out on a property in Umberleigh ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some lenders may not grant a mortgage on a flying freehold home.

It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Umberleigh. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Umberleigh to see if the conveyancing costs will increase in light of this.

My wife and I are acquiring a first floor flat in Umberleigh. At the point of instructing our lawyer, we were told they were on all major UK bank panels. The mortgage broker contacted us just now to advise that they are not on the Kent Reliance approved list. If it turns out to be true, what should we do? Do we just find a new solicitor that is on their approved list or do we cover the costs for separate representation, with Kent Reliance selecting their own approved conveyancing practitioner.

Where you are buying a property requiring a mortgage it is usual for the purchaser’s lawyers to also act for the mortgage company. In order to act for a bank or building society a solicitor has to be on that lender's conveyancing panel. An application has to be made by the conveyancing practitioner to the lender to become a member of the lender's panel and there are increasingly strict criteria which the solicitor has to meet. Some banks now require their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your lawyer should call Kent Reliance and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on Kent Reliance's conveyancing panel and you may continue to use your own Umberleigh solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another conveyancer into the equation.

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Residential in Umberleigh is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Lawyer instructed by the purchaser on acceptance of the offer
  • Checking the title unregistered or registered
  • Conducting Umberleigh searches for the property
  • Reviewing draft contract pack and other papers supplied by the owner’s conveyancer
  • Submitting questions with the owner’s conveyancer
  • Agreeing the wording of the purchase agreement
  • Going through replies supplied by the owner to pre-exchange enquiries
  • Agreeing the wording for the Transfer document
  • Advising the buyer in respect of the mortgage offer: (if appropriate)
  • Drafting and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then completion of the purchase
  • Preparing and submitting to HMRC the correct stamp duty forms and payment
  • Registering the buyer and the mortgage (where relevant) at the Land Registry.

Residential in Umberleigh is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Lawyer instructed by the seller on acceptance of the offer
  • Collating the documents evidencing the title to the property
  • Drawing up the contract and associated documents
  • Supplying draft papers to the conveyancing practitioner retained by the buyer
  • Finalising the wording for contracts and answering further questions from the buyer’s conveyancing practitioner
  • Negotiating the transfer document
  • Responding to requisitions submitted by the buyer’s conveyancing practitioner
  • Proceeding to exchange of contracts and then completion of the sale
  • Receiving sale proceeds and transferring funds to the owner, the estate agent and paying off the home loan (where relevant)

Transfer of Equity conveyancing in Umberleigh is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Obtaining instructions from the appropriate parties
  • Investigating the title to the property
  • Acting on behalf of the lender (where relevant)
  • Negotiating the terms of the transaction
  • Drawing up Transfer or approving the Transfer deed
  • Agreeing adjustments to the the Transfer deed
  • Communicating with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Completing and submitting to HMRC the correct SDLT forms and payment
  • Registering the new ownership and the mortgage (where applicable) at the HMLR.

Neighboring Locations

Barnstaple
Torrington
Umberleigh
South Molton
Merton
Winkleigh
Chulmleigh

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.