How do I discover of the solicitor carrying out my conveyancing in St James's is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Leeds Building Society thus paying £187.00 plus VAT in further conveyancing invoice.
Please do make the most of the search tool on this page. Please choose the lender and type ‘St James's’ or your preferred area and you will discover numerous conveyancers based in St James's or by proximity to you.
I have a semi-detached Georgian house in St James's. Conveyancing practitioner represented me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold with the matching address. Is it worth asking Bank of Ireland to clarify?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St James's and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with the conveyancing solicitor who conducted the conveyancing.
I'm purchasing my first flat in St James's with a loan from HSBC Bank. The builders refused to reduce the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not disclose to my solicitor about this deal as it would put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in St James's prior to instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some banks may not issue a loan on such a home.
It varies from the lender to lender. Santander has different requirements for example to Halifax. If you contact us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in St James's. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St James's to see if the conveyancing will be more expensive.
What does commercial conveyancing in St James's cover?
St James's conveyancing for business premises covers a wide range of advice, supplied by qualified solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
I am looking to purchase a repression house in St James's and the bank selling demand completion inside a week. Can a conveyancing practitioner meet that timeframe? Am I best advised to select a high street St James's firm or an online conveyancer that professes to offer speedy conveyancing?
Attend your St James's high street. Go in to two or three firms and request to talk to a conveyancing solicitor for an estimate. Set out your needs and seek a commitment on deadlines. Appoint the one that appears most genuine. Be sure to select a solicitor on the panel of conveyancing practitioners who can act for your bank.