My lender has suggested solicitors on their panel based in St James but I would rather instruct a conveyancing lawyer in St James or nearer to where I live. Can you assist?
The minority of St James conveyancing firms are listed all lender’s conveyancing panel. Do make use of our find an approved solicitor tool to locate a St James conveyancing conveyancer on the on the bank panel.
We are purchasing a house and the conveyancer has referenced Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. He has suggested insurance. Is this really appropriate for conveyancing in St James
Unless a previous purchase of the house took place after 12 October 2013 you may expect conveyancing practitioners carrying out conveyancing in St James to remain encouraging a chancel search and or chancel repair liability insurance.
My wife and I own a semi-detached Victorian house in St James. Conveyancing lawyer represented me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the matching property. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in St James and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who carried out the work.
The estate agent has sent us the confirmation of our purchase of a new build apartment in St James. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in St James
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Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Due to the encouragement of my in-laws I had a survey completed on a property in St James before retaining lawyers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some banks tend not grant a mortgage on such a premises.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you e-mail us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in St James. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in St James to see if the conveyancing costs will increase in light of this.
My a dozen years ago. He has since got married, divorced and in recent months got remarried. He will be selling the flat next winter. I suspect that he will simply be requested to supply copies of his marriage certificates to the property lawyer but he is worried it could frustrate the home move. Should he appoint a lawyer to update the land title documents for the property?
The is no need to update the register as long as you have the proof needed to demonstrate how the name change occurred.
Any buyer’s conveyancer should review the land registry details and ask for evidence by way of proof of the name change e.g. marriage certificates.