Can your site be used to find a Conveyancing solicitor in Surrey Quays even where I’m not buying or selling a house, for example where I intend to acquire an office in Surrey Quays with a mortgage from Lloyds TSB Bank?
The service is mainly there to find residential conveyancing solicitors in Surrey Quays but we have recorded towards the bottom of this page some Surrey Quays commercial conveyancing firms. You should speak with the company directly to establish if they are also authorised to represent Lloyds TSB Bank
We have agreed to purchase a house in Surrey Quays. A rare aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Principality your lawyer must follow the conveyancing requirements set out in Part 2 of UK Finance Lenders’ Handbook for Principality. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Principality where a lease does not satisfy these conditions. The conditions relate to the installation of panels on properties nationwide and is not isolated to Surrey Quays.
The formalities of my remortgage has taken place for my property in Surrey Quays. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Intending to buy a flat in Surrey Quays. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Surrey Quays property lawyer is on the HSBC conveyancing panel.
I require expedited conveyancing in Surrey Quays as I have pressure to exchange contracts inside one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you have the choice not to do searches although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Surrey Quays the following are examples of what can crop up and adversely impact future saleability: Enforcement Notices, Overdue Fees, Outstanding Grants, Unadopted Roads,...
Me and my brother have a terraced Edwardian house in Surrey Quays. Conveyancing practitioner represented me and Santander. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Surrey Quays and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with the conveyancing solicitor who conducted the work.
Over the last few months I have been searching for a leasehold apartment up to £305k and identified one round the corner in Surrey Quays I like with a park and railway links nearby, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Surrey Quays in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a home loan that many years may be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
Is it possible to transfer to a new solicitor as I have to find one who is on the Godiva Mortgages Ltd conveyancing list. I was using a high street conveyancing solicitor in Surrey Quays five minutes from me but the firm is not accepted by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Surrey Quays on the Godiva Mortgages Ltd panel. Please note that the law firms that we work with do not pay us fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Surrey Quays. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Surrey Quays.