My husband and I are refinancing our apartment in Surrey Quays with Skipton. We have a son 18 who lives at home. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is repossessed. I have a couple of concerns (1) Is this form unique to the Skipton conveyancing panel as he did not need to sign this form when we purchased 3 years ago (2) Does our son by signing this extinguish his rights to inherit the property?
First, rest assured that your Skipton conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Skipton. This is solely used to protect Skipton if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Skipton had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Are the Surrey Quays conveyancing solicitors identified as being on the Virgin Money conveyancing panel, together with their details provided by Virgin Money?
Surrey Quays conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
I am buying a house and require a conveyancing solicitor in Surrey Quays who is on the Skipton Building Society conveyancing. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Skipton Building Society in certain locations such as Surrey Quays. We dont recommend any particular firm.
Due to the input of my in-laws I had a survey completed on a property in Surrey Quays in advance of retaining conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders tend not give a loan on a flying freehold house.
It varies from the lender to lender. Santander has different requirements for example to Halifax. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Surrey Quays. Conveyancing may be slightly more expensive based on your lender's requirements.
Are there any apps to help locate a Surrey Quays law firm on the Barnsley Building Society conveyancing panel? I drive a motor bike and am happy to travel upto 10kilometers to meet the lawyer.
Feel free to make use of the tool on this website. Please select a mortgage company and your location and you will see a number of Surrey Quays conveyancing lawyers based on proximity. We have listed some Surrey Quays conveyancing firms towards the end of this page and you can call them to check if they are on the Barnsley Building Society approved list
Are you able to explain what my options are if my Surrey Quays conveyancing searches reveals negative entries?
Ordinarily, the majority of problems exposed in Surrey Quays conveyancing search results can be handled before completion or indemnity insurance can be taken. You should note that regardless of the fact that you may be buying the premises and might be content to live with the search results, your building society or bank may not, and when all said and done have the final decision.