In what way does my ID and proof of funds have anything to do with my conveyancing in Deptford? Is this really warranted?
In order to comply with Money Laundering Regulations any Deptford conveyancing firm will require proof of identity in all conveyancing matters. This is usually dealt with by provision of a passport and an original bank statement or utility account evidencing where you live.
In accordance with Money Laundering Regulations, conveyancing solicitors are required to ascertain not just the identity of conveyancing clients but also the source of the money that they receive in respect of any matter. An unwillingness to disclose this will lead to your lawyer cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers are duty bound to make a disclosure to the relevant authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.
I am buying a house and require a conveyancing solicitor in Deptford who is on the Santander conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Santander in certain locations such as Deptford. We dont recommend any particular firm.
I am helping my niece sell her house in Deptford. Does the solicitor order the EPC or it is for the seller to see to?
After the abolition of Home Packs, EPC’s was left as a compulsory component of moving house. An energy performance certificate should be commissioned prior to the property being advertised. It is not something that conveyancers ordinarily arrange. Where you are instructing a Deptford conveyancing solicitor they may help arrange EPC’s given their contacts with reputable Deptford accredited person
My husband and I have arranged a further advance on our mortgage from Santander as we intend to conduct renovations to our property in Deptford. Are we obliged to appoint a high street Deptford solicitor on the Santander conveyancing panel to deal with the legals?
Santander do not ordinarily require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander panel.
My offer was accepted on an apartment in Deptford on 28/7/2026, valuation was booked 2 days after, all came back fine. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
I opted to have a survey completed on a property in Deptford before instructing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies tend not issue a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Deptford. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Deptford to see if the conveyancing will be more expensive.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Deptford conveyancing firm to represent me?
Where there is a absentee freeholder or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to determine the amount due.
An example of a Freehold Enfranchisement matter before the tribunal for a Deptford premises is 41 Endwell Road in March 2013. this matter relateed to the acquisition of the freehold of a mid- terraced Victorian house converted into three separate self-contained dwellings. By an order dated 28/11/2012, Deputy District Judge Cole in the Bromley County Court held that the leaseholders were entitled to acquire the freehold and directed that the premium payable be determined by this Tribunal. The Tribunal assessed the premium to be £14,753 This case related to 3 flats. The unexpired residue of the current lease was 80.01 years.
What are the frequently found problems that you witness in leases for Deptford properties?
There is nothing unique about leasehold conveyancing in Deptford. All leases are individual and legal mistakes in the legal wording can result in certain provisions are wrong. The following missing provisions could result in a defective lease:
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Maintenance charge proportions which don’t add up to the correct percentage Insurance obligations
You could encounter difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Birmingham Midshires, The Mortgage Works, and Platform Home Loans Ltd all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to provide security, forcing the purchaser to withdraw.
I have today placed an offer on a leasehold flat in Deptford and the mortgage adviser that we are using recommended his solicitor. He quoted a thousand pounds excluding VAT and 3rd party costs. Does this sound steep?
You should not rely on 1 quote. You should seek like-for-like quotes for your conveyancing in Deptford. Then select one that you trust and crucially, is on the approved panel of the lender that you have applied for a mortgage from.