My fiance’s sister is a property lawyer. I suspect that I'll be able to get preferential rates for conveyancing, but if not, what kind of costs should I be paying for conveyancing in Deptford?
Do compare pricing. Make use of our search tool on this site. Whilst amounts may vary but the service one can expect are distinct between property lawyers as is true with the vast majority of professional services.
My Deptford lawyer has spotted a difference when comparing the assumptions in the valuation report and what is in the legal papers for the property. My solicitor has advised that he is obliged to check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action legitimate?
Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
My lawyer in Deptford is not listed on the Barclays Conveyancing Panel. Is it possible for me to use my prefered solicitor notwithstanding that they are not on the Barclays list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Deptford lawyers but Barclays will need to retain a solicitor on their list of acceptable firms. This will result in additional total conveyancing charges and result in delays.
- Find a new solicitor to to deal with the purchase, obviously checking they are Convince your solicitor to use their best endeavours to join the Barclays conveyancing panel
There are plenty of conveyancing solicitors in Deptford but how do I know who I should use?
Do not opt for the lowest Deptford conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I am currently in the process of buying my council flat in Deptford. I have a mortgage agreed with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
I am selling my house. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being pedantic. The Deptford solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are insisting on a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
A friend recommended that if I am purchasing in Deptford I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Deptford conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Deptford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Deptford Education with maps and statistics, Local Amenities and other useful data concerning Deptford.
I used Stirling Law several years past for my conveyancing in Deptford. I now require my papers but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Deptford of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.