My Solicitor in Tenterden has never been on on the The Royal Bank of Scotland Conveyancing Panel. Is it possible for me to continue with my prefered solicitor even though they are excluded from the The Royal Bank of Scotland approved list?
The limited options available to you here include:
- Carry on with your preferred Tenterden lawyers but The Royal Bank of Scotland will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the total conveyancing fees as well as result in delays.
- Get an alternative lawyer to to deal with the conveyancing, obviously checking they are on the The Royal Bank of Scotland panel
I am purchasing a victorian detached house in Tenterden. The intention is to an extension at the rear at the property.Will the conveyancing process involve checks to determine if these works were previously refused?
Your conveyancer should review the registered title as conveyancing in Tenterden can on occasion reveal restrictions in the title documents which restrict certain alterations or need the permission of another owner. Many works call for local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.
Is it the case that all Tenterden solicitor firms on the TSB conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the TSB conveyancing panel they would need to be governed by the SRA. The majority of mortgage companies do permit licenced conveyancers on their panel in which case such firms would be governed by the CLC.
I had an offer accepted on a house in Tenterden on 7/5/2025, valuation was booked 3 days after, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
Various internet forums that I have come across warn that are the number one cause of delay in Tenterden conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays during the legal transfer of property. Searches are not likely to be the root cause of slowing down conveyancing in Tenterden.
In surfing the internet for the phrase on line conveyancing in Tenterden it shows results of many conveyancersin the area. With so much choice what is the best way to find the right conveyancing solicitor for purchase transaction?
The preferential method of seeking the right conveyancer is through a personal referral, so ask friends and family who have purchased a property in Tenterden or the reputable estate agent or mortgage broker. Fees for conveyancing in Tenterden vary, so it's sensible to request a minimum of three costs illustrations from different law firms. Dont forget to clarify that the fees are fixed.
Can you provide any advice for leasehold conveyancing in Tenterden from the perspective of expediting the sale process?
- A significant proportion of the delay in leasehold conveyancing in Tenterden can be avoided if you appoint lawyers the minute you market your property and ask them to put together the leasehold information which will be required by the buyers’ representatives. A minority of Tenterden leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers put in hand bank and professional references. The bank reference should make it clear that the buyer is able to meet the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their lawyers. If you have had any disputes with your freeholder or managing agents it is essential that these are settled prior to the flat being marketed. The buyers and their solicitors will be warry about purchasing a property where a dispute is unsettled. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is better to present the dispute as historic rather than ongoing. You believe that you know the number of years remaining on your lease but you should verify this via your conveyancers. A buyer’s conveyancer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the remaining number of years is under 75 years. In the circumstances it is important at an early stage that you identify whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale.
Tenterden Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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What is the yearly service fee and ground rent? The prefered form of lease structure is a share of the freehold. In this arrangement the lessees have control and even though a managing agent is frequently employed if it is larger than a house conversion, the managing agent is directed by the tenants. Where a Tenterden lease has less than 80 years it will impact the marketability of the flat. Check with your mortgage company that they are content with remaining years on the lease. Leases with fewer than 80 years remaining means that you will almost definitely require a lease extension at some point and you need to have some idea of what this would cost. For most Tenterdenlease extensions you will need to own the residence for 24 months before you are legally able to extend the lease.
How much experience do your Tenterden conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Tenterden conveyancing lawyers help thousands of people move home every year and supported lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Tenterden conveyancers have worked on recent similar matters.