Is the fact that my conveyancer in Rye is not listed on my mortgage company's solicitor panel that there is a problem with the quality of her work?
It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Rye conveyancing firm and ask them why they are no longer on the approved list for your lender.
We are about to sign contracts for a semi detached house in Rye. We encountered a problem. The mortgage offer with National Westminster Bank runs out on 12/3/2026 but the owners are insisting on a completion date of 16/3/2026. Is it possible to extend the mortgage offer?
The person best placed to deal with your issue is your solicitors who will determine whether they better off negotiating with the lender, owner’s representatives, property agents or conceivably all parties taking into account the history of your house move to date.
We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel lawyer as I would prefer to instruct a Rye based conveyancing firm?
Do check but the the probability is that allocate you one of their panel lawyers where you want the "fee-free" incentive. Contact the mortgage company and ask if they make available a cash alternative. Some banks have previously offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Rye.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who handled the conveyancing in Rye 10 years ago are no longer around. What are my next steps?
Nowadays there are copies made of almost everything, and your solicitor will be aware precisely where to find all the relevant documentation so you may purchase or sell your property without a hitch. If duplicates can’t be found, your conveyancer may be able to put in place insurance or indemnities against possible claims on the property.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Rye I like with amenity areas and transport links in the vicinity, however it only has 61 years on the lease. I can't really find anything else in Rye in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
We expect to complete the sale of our £200,000 flat in Rye next week. The managing agents has quoted £300 for Landlord’s certificate, building insurance schedule and previous years statements of service charge. Is the landlord entitled to charge such fees for a leasehold conveyance in Rye?
Rye conveyancing on leasehold maisonettes normally necessitates the purchaser’s solicitor sending enquiries for the landlord to answer. Although the landlord is under no legal obligation to address such questions most will be willing to do so. They may charge a reasonable administration fee for responding to questions or supplying documentation. There is no upper cap for such fees. The average costs for the paperwork that you are referring to is £350, in some cases it exceeds £800. The management information fee levied by the landlord must be accompanied by a synopsis of rights and obligations in relation to administration charges, without which the invoice is not strictly payable. Reality however dictates that you have no option but to pay whatever is requested of you if you want to sell the property.
Leasehold Conveyancing in Rye - Examples of Questions you should consider Prior to Purchasing
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How is the lease structured? What prohibitions exist in the Rye Lease? How many of the leaseholders are in arrears for their maintenance charge payments?