We are about to sign contracts for a garden flat in Rye. We encountered a snag. The loan offer with Leeds Building Society runs out on 13/2/2026 but the sellers are suggesting a completion date of 17/2/2026. Is it possible to prolong the mortgage offer?
The person best placed to deal with your question is your solicitors who is in a position to calculate whether he or she is corresponding with the mortgage broker, vendor’s conveyancers, property agents or indeed all parties based on the circumstances your conveyancing as of today.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Rye. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/12/2025, the requirements read as follows :
Despite weeks of looking the Title Certificate and documents to my property can not be found. The solicitors who handled the conveyancing in Rye 10 years ago have long since closed. What are my next steps?
Assuming the title is registered the details of your proprietorship will be retained by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, locate your house and order up to date copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be retrieved for a small fee.
How does conveyancing in Rye differ for new build properties?
Most buyers of new build premises in Rye approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is finished. This is because new home sellers in Rye tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Rye or who has acted in the same development.
I decided to have a survey done on a house in Rye in advance of instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some banks will not issue a mortgage on this type of home.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Rye. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rye to see if the conveyancing costs will increase in light of this.
I was pointed in your direction by three or four local property agents in Rye to locate a property lawyer on your site. Is there a financial advantage for Estate Agents to market your site over alternative conveyancing organisations?
We don’t offer any commission for pointing buyers and sellers our way. We thought it would be too underhand to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.