We're in Rye, FTBs buying with a mortgage (lender is Yorkshire BS , and our solicitor is on the Yorkshire BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Yorkshire BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Can I be sure that the Rye conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Rye obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your transaction.
The formalities of my remortgage has taken place for my property in Rye. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I was told four weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Rye is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just bought a semi-detached house in Rye , how long will it take for the Land Registry to register my ownership? My Rye conveyancing solicitor works at snail pace, so I want to be sure that my name is registered.
As far as conveyancing in Rye registration is no quicker or slower than anywhere else in the country. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether it is in order and whether the Land registry need to notify any third persons or bodies. As of today approximately three quarters of such applications are completed in less than three weeks but some can be subject to protracted delays. Historically registration occurs once the new owner has moved in to the property so 'speed' is not always top priority yet if it is urgent that the the registration takes place urgently then you or your conveyancer could contact the land registry and explain the circumstances.
How does conveyancing in Rye differ for new build properties?
Most buyers of new build or newly converted property in Rye come to us having been asked by the developer to sign contracts and commit to the purchase even before the property is finished. This is because house builders in Rye tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Rye or who has acted in the same development.
In my capacity as executor for the will of my uncle I am disposing of a property in Neath but live in Rye. My conveyancer (approximately 300 miles from meneeds me to execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing lawyer in Rye who can witness and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are based in Rye
A loan agreement from a mortgage company for the refinancing of my 2 bedroom apartment is to be issued within the next few days. Are you able to suggest a low cost remortgage conveyancing practitioner in Rye ?
You have come to the wrong place to search for the lowest fares for conveyancing solicitors in Rye. Our intention is to offer excellent value conveyancing but we do not aim to advertise as being the cheapest. Avoid the trap of appointing companies offering £99 conveyancing in Rye.In your best case scenario, in going for cheap conveyancing, you will end up with what you pay for and at worst you will end up being stung for extras and still not receive the service required.