My fiancee and I are buying our first house. The lawyer has texted usto enquire if we wish to order additional conveyancing searches. Unfortunately we have no idea as to what's needed for conveyancing in Tisbury
The scope of Tisbury conveyancing searches depends entirely on the premises, the location, the probability of any of these risks, your familiarity of the area and risks, your overall appetite to risk. What is important is that you adequately understand what information the searches could supply. Then you can decide if you consider that you need that information. Should you be unsure, ask the lawyer to recommend.
My father pointed out to me me that in purchasing a property in Tisbury there could be various restrictions as to what one can do in terms of external alterations to a property. Is this right?
There are anumerous of properties in Tisbury which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Tisbury should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My wife and I purchasing a victorian detached house in Tisbury. Our aim is to carry out an extension to the side at the house.Will legal conveyancing on the property include investigations to ascertain if these works are allowed?
Your solicitor will review the registered title as conveyancing in Tisbury can sometimes reveal restrictions in the title documents which prohibit certain changes or necessitated the permission of a 3rd party. Some additions call for local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I had a mortgage agreed in principle with RBS. Tisbury conveyancing solicitors were appointed. How long does it take for RBS to send the offer to the property lawyer?
There is no definitive answer here. Have RBS done the valuation? Have you informed RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
My partner and I are selling our property in Tisbury and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Tisbury lawyer would know that there is no such problem. It does beg the question why the buyers instructed a national conveyancing outfit as opposed to a conveyancing solicitor in Tisbury. Having lived in Tisbury for three years we know of no issue. Do we get in touch with our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
five months have gone by following my purchase conveyancing in Tisbury completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the input of my in-laws I had a survey completed on a property in Tisbury before retaining conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies may not grant a loan on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Tisbury. Conveyancing will be smoother if you use a solicitor in Tisbury especially if they are familiar with such properties in Tisbury.
I have noted on various consumer advice websites that before selecting a conveyancing lawyer they must be approved by your bank. This is my first home move but I have an AIP via Virgin Money and I already have a family conveyancing lawyer in Tisbury at the ready. Will Halifax insist on an approved conveyancer to be used? Does a list of approved solicitors even exist for my conveyancing in Tisbury?
You need to choose a solicitor that is on the Halifax panel. Just call your preferred Tisbury conveyancing lawyer and ask if they are on the Halifax panel. If they are not approved you have numerous choices open to you here:
- Complete the purchase with your preferred Tisbury conveyancer but Halifax will undoubtedly use a solicitor on their approved list. This will result in additional fees and potential delay.
- Appoint a fresh conveyancer to conduct the conveyancing, making sure they are on the Halifax conveyancing panel.
- Convince your property lawyer to do everything within their powers to join the Halifax panel of solicitors.