What does my ID and proof of funds have anything to do with my conveyancing in Warminster? Is this really necessary?
Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identity of the person or body they are dealing with before they can accept their conveyancing retainer. The Terms of Engagement that you need to sign should reaffirm this. Your lender will also require certain documents to be checked. If you refuse to hand over identification documents, your conveyancer can not take you on as a client.
About to place a bid on a leasehold property in Warminster. The estate agents assure me that it is normal for flats in Warminster to have less than 75 years left on the lease. I am obtaining a mortgage with Tesco Bank. Is this going to be a problem if the lease has Seventy One years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/6/2025 the requirements read as follows :
Me and my partner are buying a property in Warminster. I might seem paranoid but how we can trust a conveyancer? At some point we have to send money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
There are a variety of conveyancing solicitors in Warminster but how do I know who I should use?
It would be unwise to be swayed by the cheapest Warminster conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I am being advised by my conveyancer that lack of building regulations insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Warminster?
The appropriate level of lack of building regulations indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Virgin Money. Conveyancing lawyers as opposed to borrowers take out such insurances.
I have recentlybecome aware that Arc property Solicitors have closed. They conducted my conveyancing in Warminster for a purchase of a leasehold apartment 12 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?
The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Warminster conveyancing specialists.
Taking into account that I am about to part with hundreds of thousands of pounds on a property in Warminster I wish to have a conversation with the conveyancer regarding thetransaction ahead of instructing the firm. Can this be arranged?
This is something that we recommend - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer who will be conducting your property ownership legalities in Warminster.There is no ‘factory style conveyancing’ - every client is an important individual, not a file reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Warminster should be the amount on the final invoice that you end up paying.
Our offer on detached house in Warminster has been agreed to, the seller does however have a connected purchase. The owners have put an offer on a flat, although it’s not yet agreed to, and are looking at other properties in the pipeline. I have selected a local conveyancing lawyer in Warminster. What do I do now? When do I get the mortgage application with Skipton going with Skipton?
It is normal to have concerns where there is an associated chain given your reluctance to incur expenses too early (home loan application is in the region of one thousand pounds, then survey, Warminster conveyancing search fees, etc). First, you must ensure that your conveyancer is on the Skipton approved list. Regarding the next stages this very much depends on the circumstances of your transaction, desire for this property and on the state of the market. In a hot market many buyers would apply for the mortgage with Skipton and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to move forward with the conveyancing in Warminster.