Am I correct in assuming that the fact that my solicitor in Warminster is not identified on my lender's solicitor panel that there is a problem with the standard of her conveyancing?
That is more than likely an incorrect assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Warminster conveyancing practice and ask them why they are no longer on the approved list for your bank.
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Warminster so that I can pop in to their offices when needed.
As opposed to 12 years ago, almost all lenders no longer need their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to supply ID documents and there are still distinct advantages to choosing a local solicitor, in your situation a conveyancing solicitor in Warminster.
A friend advised me that where I am buying in Warminster I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your Warminster conveyancing searches. It is not a small report of about 40 pages, listing and detailing significant information about Warminster around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Warminster Education with plans and statistics, Local Amenities and other useful information concerning Warminster.
I purchased my apartment on 14 November and my personal details is yet to be on the land registry website. Any reason for this? My conveyancing solicitor in Warminster expressed confidence that it would be formalised inside ten days. Are titles in Warminster particularly slow to register?
There is nothing unique when it comes to conveyancing in Warminster registration formalities. Rather than based on location, timescales can adjust according to who lodges the application, whether there are errors and whether the Land registry need to notify any other parties. As of today approximately three quarters of such applications are fully addressed in less than three weeks but occasionally there can be longer delays. Historically registration is effected once the purchaser has moved in to the property thus post completion formalities is not always top priority but where there is a degree of urgency associated with the registration then you or your lawyers could speak with the land registry and explain the circumstances.
I decided to have a survey carried out on a house in Warminster ahead of instructing solicitors. I have been told that there is a flying freehold element to the property. The surveyor has said that some mortgage companies tend not issue a loan on such a premises.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Warminster. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Warminster to see if the conveyancing costs will increase in light of this.
We are a couple of weeks into a freehold purchase having been directed to solicitors by the selling agent to do our conveyancing in Warminster. I am not happy. Could you help me find new solicitors?
They would need to be really poor in order to consider changing them. Has the mortgage offer been sent? In the event that it has you will need to make them aware of the new contact details and get the offer are re-sent. The solicitor ideally needs to be on the banks approved list to avoid supplemental costs and delays. That should be your starting point. The find a solicitor tool will help you find a lender approved lawyer for your conveyancing in Warminster