Why would one instruct a White City conveyancing firm given that internet based alternatives are more affordable?
By all means make sure that you compare conveyancing costs in White City and you should seek an affordable estimate but don’t become consumed with sourcing the lowest priced White City conveyancer. Identifying the right conveyancer can be the distinction between a smooth and a distressing house move. You need to ensure that you have expert advice from a trusted solicitor. Emails can't take the place of a telephone discussion and can never replicate a face to face consultation. The firms that we work with will find you a qualified and trusted conveyancing solicitor who can handle your conveyancing from beginning to end, giving the sort of hand holding that you rarely receive from an web based conveyancer. He or She will contact you regularly to update you on progress making sure that you are never in the dark. If you ever need to contact the firm you will be sure who to ask for and we'll ensure you are kept fully informed.
We are selling our flat in White City. Does the solicitor have to be required to be on the Virgin Money conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
This question may be naive but I am unexperienced as a 1st time purchaser of a two bedroom flat in White City. Do I receive the keys to the property on the completion date from my lawyer? If so, I will instruct a High Street conveyancing solicitor in White City?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's lawyers, and once they have received this, you should be able to collect the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.
Are all White City Conveyancing Quality Solicitors on the Bank of Ireland conveyancing list of approved firms?
Some major banks and building societies now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
At last I have had an offer on a flat in White City accepted, but there is a chain. The vendors have placed an offer on a property, but it’s not been accepted yet, and are looking at other apartments booked. I have chosen a high street conveyancing solicitor in White City. What do I do now? When should I get the mortgage application with Yorkshire BS going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then valuation, White City conveyancing search charges, etc). First, you must check that your property lawyer is on the Yorkshire BS approved list. As to the next steps this very much depends on the specifics of your transaction, desire for the property and on the state of the market. In a buoyant market the majority of purchasers will apply for a home loan with Yorkshire BS and arrange for the valuation and only if it was satisfactory would they pay their conveyancer to proceed with searches.
Me and my brother own a 4 bedroom Edwardian property in White City. Conveyancing solicitor acted for me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching property. Is it worth asking Skipton Building Society to clarify?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in White City and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing lawyer who completed the work.
I'm remortgaging my current house to a buy to let mortgage with Bank of Ireland and I will use the rest of the raised equity as a deposit on another house. The neighborhood we are looking at is White City. Will your conveyancers be able to act for both sets of banks and tie in the conveyances?
Make use of our comparison tool on this site to be sure that the conveyancers are on the appropriate lender panels. Assuming that they are the solicitor will be able to simultaneously deal with the two conveyancing matters but you should talk with you lawyer and specify your desired outcome and requirements.
We are in the process of purchasing a house in White City. Could our property lawyer have our purchase price a secret from the likes of Nestoria. How do I make sure this is not noted?
HMLR as a matter of law obliged to disclose price sold data on the official title for domestic properties nationwide which includes properties in White City. The register of title is an open document, so HMLR would be breaking the law if they failed to permit access to the register.
In essence you can make a request of HMLR to withhold the price paid data however the response would be a No.