I plan on acquiring a maisonette in White City. My lawyer has never been on on the bank solicitor list. Can I still retain my White City conveyancing solicitor even though they are excluded from the mortgage company list of approved lawyers?
One will need to appoint a conveyancer to complete the legal work required if you need a mortgage to purchase your home. The lawyer will carry out all the relevant investigations on the property, make sure that you will be properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. You could select a White City conveyancing practitioner of your choice. Nevertheless, where the conveyancer selected is not on the bank solicitor panel additional costs will be levied as separate legal representation will be need by the bank. Bank panel applications may be submitted, so provided your lawyer has not historically sought membership they should take the chance to apply.
Can your site be used to recommend a Conveyancing solicitor in White City even where I’m not purchasing or selling a house, for instance if I want to acquire an office in White City with a mortgage from Virgin Money?
The service is primarily there to help choose residential conveyancing solicitors in White City but we have listed towards the end of this page some White City commercial conveyancing firms. You should make contact with the company directly to check if they are also authorised to represent Virgin Money
Is it the case that all White City conveyancing solicitors on the Bank of Ireland conveyancing panel are governed by the SRA?
As a firm of solicitors, in order to be on the Bank of Ireland conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many banks do allow licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
The formalities of my remortgage has taken place for my property in White City. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I recently had an offer accepted on an apartment in White City. My mortgage broker suggested a solicitor. I paid an advanced payment of £175. A few days later, the lawyer contacted me sheepishly admitting that they were not on the Nationwide conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nationwide panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I purchased my house on 16 September and the transaction details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in White City said it will be concluded in a couple of weeks. Are titles in White City particularly slow to register?
There is nothing unique when it comes to conveyancing in White City registration formalities. As opposed to being determined by geographic area, timescales can vary according to who lodges the application, whether it is in order and if the Land registry must send notices to any other persons or bodies. At present roughly 80% of submission are completed within 12 days but occasionally there can be longer delays. Registration takes place after the buyer has moved in to the property therefore 'speed' is not typically an essential issue but where there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.
Taking into account that I will soon spend over three hundred thousand on 3 bedroom house in White City I wish to have a conversation with the lawyer regarding thehome move before instructing the firm. Can this be arranged?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor who will be conducting your conveyancing in White City.There is no ‘factory style conveyancing’ - every client is an important person, not a file reference. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in White City should be the figure that you are charged.
Can you clarify the variety of conveyancing done by White City conveyancing organisations?
Almost all White City conveyancing practices can supply a broad spectrum of services to home and land owners, sellers, purchasers, freeholders and tenants assistingwith some of the following:
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Private sale conveyancing in White City and wider afield
Private residential purchase conveyancing in White City and also around the country
lifetime mortgages and equity release conveyancing Bespoke or complex residential transactions including farms, estates, and company properties Buying and selling at auction Staircasing and Equity Loan Redemption