Am I correct in assuming that the fact that my solicitor in Wormwood Scrubs is not on my mortgage company's solicitor panel that there is a problem with the standard of her work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Wormwood Scrubs conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Wormwood Scrubs. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/5/2025, the requirements read as follows :
I need some fast conveyancing in Wormwood Scrubs as I have pressure to complete inside one month. Fortunately I do not need a mortgage. Can I decline from having conveyancing searches to save money and time?
If.Given you are not getting a mortgage you are at free not to have searches carried out although no lawyer would suggest that you don't. With lots of history conveyancing in Wormwood Scrubs the following are examples of what can appear and adversely affect market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
five months have elapsed since my purchase conveyancing in Wormwood Scrubs completed. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Wormwood Scrubs. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Wormwood Scrubs
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
Due to the encouragement of my in-laws I had a survey completed on a property in Wormwood Scrubs ahead of retaining solicitors. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks tend refuse to grant a loan on such a property.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wormwood Scrubs. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wormwood Scrubs to see if the conveyancing will be more expensive.