What is the difference between a licensed conveyancer and conveyancing solicitor in Whitehaven
Two types of professional can perform conveyancing in Whitehaven namely licenced conveyancers or solicitors. The two can provide the legal services that required to complete the disposal or purchase of property. Both are duty bound to execute Whitehaven conveyancing on similar standards and guidelines so you may be safe in the knowledge that your conveyancing will be properly administered and that all requisite procedures will be suitably attended to.
When it comes to mortgage companies such as TSB, do Whitehaven conveyancing practitioners have to pay an annual charge to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
The formalities of my purchase has taken place for my property in Whitehaven. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I am purchasing a property and the conveyancer has referenced Chancel Repair for which the property may be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this really appropriate for conveyancing in Whitehaven
Unless a previous acquisition of the premises completed after 12 October 2013 you may assume that solicitors conducting conveyancing in Whitehaven to continue to recommend a chancel search and or insurance against a claim.
I have justbecome aware that Stirling Law have closed. They conducted my conveyancing in Whitehaven for a purchase of a leasehold apartment 9 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Whitehaven conveyancing specialists.
I'm buying a new build house in Whitehaven with a mortgage from Clydesdale. The sellers would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my solicitor about this deal as it may adversely affect my loan with Clydesdale. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I was recommended by a few selling agents in Whitehaven to choose a solicitor using your seach tool. What’s the financial advantage for Estate Agents to market your services ahead of a competitor’s?
We don’t offer any financial incentive for directing people to this site. We found it would be just too difficult to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
In my capacity as executor for the will of my grandmother I am selling a property in Newport but I am based in Whitehaven. My lawyer (who is 250 kilometers from mehas requested that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing solicitor in Whitehaven to witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are located in Whitehaven