What is the best way to find the right lawyer who can give a quality service for my conveyancing in Whitehaven?
First ask connections whom they would instruct.
Second, search the internet for conveyancing in Whitehaven. Phone a couple or more firms listed and request that they send you their conveyancing fee calculations and discuss your needs with the solicitor who will conduct the legal process beforemaking your choice.
Option 3 is to use our search tool to assist you in finding the right solicitors taking into account your own requirements including the type of property,timings, complications and who the proposed lender is. Don't take the bait of £99 conveyancing in Whitehaven
There are plenty of conveyancing solicitors in Whitehaven but how do I know who's good?
Do not opt for the cheapest Whitehaven conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I am due to exchange contracts on my house. I had a double glazing fitted in July 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Co-operative are being problematic. The Whitehaven solicitor who is on the Co-operative conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Co-operative are requiring a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Whitehaven solicitor - who is on the Santander conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Whitehaven surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I am buying a house and the solicitor has raised the issue of Chancel Repair to which the property may be obligated to contribute to because it falls into the area of such a church. She has recommended insurance. Is this really appropriate for conveyancing in Whitehaven
Unless a prior purchase of the house took place after 12 October 2013 you can assume that lawyers handling conveyancing in Whitehaven to remain encouraging a chancel search and or insurance against a claim.
3 months have gone by since my purchase conveyancing in Whitehaven completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm remortgaging my existing property to a buy to let loan with Barnsley Building Society and intend to use the remaining equity towards another house. The location we are looking at is Whitehaven. Will your conveyancers be able to act for the two lenders and link together the conveyances?
Do use our comparison tool on this site to check that the lawyers are approved by both banks. Assuming that they are the conveyancer will be able to connect the two deals but you should talk with you lawyer and make clear your expectations and requirements.
My sister purchased her house in Whitehaven in 2005. She has since got married, divorced and has recently remarried. She wishes to market the house in a couple of months. I suspect that she will simply be need to supply copies of the marriage certificates to the lawyer but she is anxious it will frustrate the conveyancing. Is it worth updating the land title documents for the house?
It is not absolutely necessary to update the register providing you have the evidence required to demonstrate how the change of name resulted.
The buyer’s conveyancing practitioner will check the title information and require evidence to establish the change of name for example marriage documentation.