I am expecting a mortgage offer from Nat West. I hope to employ the services of a Licensed Conveyancer in Wigton. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Please could you recommend a Alliance & Leicester allowed Wigton conveyancing conveyancer finish our house move within 10 days? Would it be better to use a local Wigton firm or an internet comparison site?
We would be happy to suggest some excellent Wigton conveyancing firms. Another option is to visit the high street in Wigton. Go in to some well established law practices and request to see a conveyancing solicitor for a costs illustration. Explain your deadline together with the reasons and ask for an assurance on your deadline. Appoint the one that genuine.
What is your number one tip for choosing a conveyancing solicitor in Wigton
We would encourage you not to go for the lowest Wigton conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
My offer was accepted on a house in Wigton on 18/7/2025, valuation was booked 3 days later, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Our offer on a property in Wigton has been agreed to, but there is a chain. The sellers have offered on a flat, however it’s not yet tied up, and are looking at other properties booked. I have chosen a nearby conveyancing solicitor in Wigton. What should be my next step? At what stage should I apply for the mortgage with Leeds Building Society?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then survey, Wigton conveyancing search costs, etc). The first course of action is to ensure that your conveyancing practitioner is on the Leeds Building Society approved list. Regarding the next steps this very much dictated by the circumstances of your transaction, motivation for the property and on the state of the market. In a buoyant market the majority of buyers will apply for a home loan with Leeds Building Society and arrange for the valuation and only if it comes back ok would they ask their property lawyer to proceed with searches.
My relative advised me that if I am buying in Wigton I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Wigton conveyancing searches. It is not a small document of more than thirty pages, listing and setting out important information about Wigton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Wigton Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data about Wigton.
The estate agent has sent us the confirmation of our purchase of a new build flat in Wigton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Wigton
-
Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
A licensed conveyancer acted on my conveyancing in Wigton three years past having stored my deeds but has since been shut down – What can I do to get hold of them?
Title deeds, as such, no longer exist as the majority of homes in Wigton are recorded electronically at Land Registry. Where you need to prove ownership or are disposing of or re-mortgaging your property lawyer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.