Kensington Mortgage Conveyancing Panel Information

The CML do not hold historic copies of P2 conditions pre-December 2010. We would recommend you make a request of Kensington Mortgage directly.

The CML is not a regulator and therefore cannot investigate grievances against lenders. You can of course contact Lexsure to see if we can help.

Section 16.2.1 of Part 1 of the Handbook applicable to a solicitor on the Kensington Mortgage conveyancing panel reads ‘Our mortgage secures further advances. Consequently, when a further advance is required for alterations or improvements to the property we will not normally instruct a member of our conveyancing panel but if you are instructed the appropriate provisions of this Handbook will apply’.

In order to be on the Kensington Mortgage conveyancing panel solicitors have to complete an application form and agree Terms and Conditions. A sample of 5 conditions that we see amongst many lenders Terms (but not necessarily Kensington Mortgage) are as follows:

• You have the consent of all borrowers to apply for the deeds, before making any request for deeds. We will accept your request for deeds on the understanding that you have obtained such consent. If this is not the case then you should advise our Deeds Services Department in writing when you make your request
• To quote on all communications with us relating to deeds/registration issues, whether by telephone or in writing, the panel number that we provide for each practising address and the mortgage account or application number for the mortgage concerned.
• To carry out our instructions with reasonable care and skill, ensuring that all employees carrying out mortgage work on our behalf are qualified and competent to do so
• To be responsible for the reconstitution of the title deeds (whether the title is registered or unregistered, at your own cost), where any deeds in your possession, or were last known to be in your possession, go missing.
• If you are a sole practitioner, to arrange for appropriate locum cover from our panel where necessary. Your locum must be a member of the Conveyancing panel.

The best placed professionals to answer this question are your insurance brokers. The chances are that on the basis that you have not been removed for fraud or negligence reasons that there will be little or no impact. The main reason why a firm would be removed off of a lender panel is due to low volume of conveyancing cases although there may be a number of criteria for Kensington Mortgage solicitor panel membership. Please remember that it is always important that you complete your insurance forms accurately.

You should get in touch with Kensington Mortgage to obtain standard documents. The CML Handbook includes a specific section for lenders to cite who to contact to obtain standard documents. Kensington Mortgage in their Part 2’s state: It helps to disclose your Kensington Mortgage solicitors panel number.