Kensington Mortgage Conveyancing Panel Information

The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by Kensington Mortgage and to assist in remaining on the Kensington Mortgage Solicitor Panel.

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Kensington Mortgage Solicitor Panel: Recently Asked Questions

Is it conceivable that Kensington Mortgage will appoint a different firm on the Kensington Mortgage conveyancing panel for a further advance during the lifetime of a mortgage?

Section 16.2.1 of Part 1 of the Handbook relevant to a solicitor on the Kensington Mortgage conveyancing panel reads ‘Our mortgage secures further advances. Consequently, when a further advance is required for alterations or improvements to the property we will not normally instruct a member of our conveyancing panel but if you are instructed the appropriate provisions of this Handbook will apply’.

I recently attended a seminar arranged via my PI broker where it was mentioned that solicitors are being sued for non-compliance with UK Finance PII obligations . I am on the Kensington Mortgage conveyancing panel can you tell me how Part 2 changes took place by Kensington Mortgage during 2013?

During 2013, 174 sections of the UK Finance Lenders’ Handbook P2 were changed by Kensington Mortgage. Some changes are more important than others but as a firm on the Kensington Mortgage conveyancing panel you are of course obliged to comply with individual lender requirements, as set out in Part II of the UK Finance Lenders’ Handbook. Locktons have recently pointed out in an article that non-compliance with Part 2 requirements account for a number of high value claims, and it is therefore important to be aware of any particularly onerous terms that an individual lender may impose.

Remember: UK Finance requirements are not guidelines; they are the lender client’s instructions.

I have been a sole practitioner for over 30 years without a single claim against me and have been refused acceptance on the Kensington Mortgage conveyancing panel with no explanation. Am I not entitled to a reason?

For most lenders participation on the lender's panel of conveyancers is at the absolute discretion of the the lender. Many lenders reserve the right to accept or reject any application without giving any reason. You should check your original application to join the Kensington Mortgage conveyancing panel to see if you are entitled to a reason.

My conveyancing assistant has resigned on short notice. I urgently need to prioritise making sure that charges are registered. That said, how quickly do I need to send deeds to Kensington Mortgage once the charge is registered before my firm runs the risk of being suspended off the conveyancing panel for Kensington Mortgage?

Kensington Mortgage will likely expect the deeds to be sent to them within 10 days of you receiving the TID (unless their specific P2 requirements specifically state that they you are not to send them anything). Most COTs refer to complying with the Certificate of Title referred to in IB (3.7) of the SRA Code of Conduct 2011, published by the Law Society which states that you ‘will despatch to you such deeds and documents relating to the Property as you require with a list of them in the form prescribed by you within ten working days of receipt by us of the title information document from the Land Registry’ As to whether the lender will suspend your panel status this very much varies according to the lender’s own internal policies The more cases you have the more risk you face. Some lenders may take action if there records show that the deeds are outstanding for more than 3 matters. The fact is that if you keep within the time frame then you will have more chance of remaining on the Kensington Mortgage conveyancing panel.

JLT’s PII renewal form asks if my practice had been excluded from any bank panels in the last 12 months. I recently discovered that the firm is no longer on the Kensington Mortgage conveyancing panel? Is this likely to effect my insurance?

The best placed professionals to answer this question are your insurance brokers. The chances are that on the basis that you have not been removed for fraud or negligence reasons that there will be little or no impact. The main reason why a firm would be removed off of a lender panel is due to low volume of conveyancing cases although there may be a number of criteria for Kensington Mortgage solicitor panel membership. Please remember that it is always important that you complete your insurance forms accurately.

My firm is listed on the Kensington Mortgage conveyancing panel and all set to complete a purchase within the next few weeks. I can not locate a Mortgage Deed for the client to sign. Who do I contact at Kensington Mortgage to obtain duplicate documents?

You need to get in touch with Kensington Mortgage to obtain standard documents. The The Council of Mortgage Lenders Handbook includes an individual inquiry for lenders to cite who to contact to obtain standard documents. Kensington Mortgage in their Part 2’s state:

It is likely that you will need to quote your Kensington Mortgage conveyancing panel reference.

Find a Lawyer on the Kensington Mortgage Solicitor Panel

Average number of days to register title including a charge in favour of Kensington Mortgage

This information relates to purchase only and not remortgages.

Year	Days*
2026	[no data]
2025	[no data]
2024	[no data]
2023	[no data]
2022	[no data]
2021	[no data]

* Data aggregated from sources including COMPLETIONmonitor

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