Kensington Mortgage Conveyancing Panel Information

The CML is not a regulator and therefore will not investigate complaints against lenders. You can of course contact Lexsure to see if we can help.

Lexsure has not been advised of any intention on the part of the CML to develop such a register.

The Scottish Law Society has suggested that solicitors should check their lender panel status before accepting client instructions to act. The advice is lender-agnostic as it does not relate specifically to solicitors on the Kensington Mortgage conveyancing panel. The suggestion arises from the practice of a number of mortgage lenders who remove solicitors from their panels without prior notice as part of their panel management system, which can lead to some solicitors discovering this only once instructed. This is sensible advice as a client finding out midway through a transaction that their lawyer is not on the approved lender panel is very frustrating and can lead to complaints. Many online consumer forums contain posts where someone is complaining about finding that their lawyer is not on a lender conveyancing panel. Such forums include moneysavingexpert.com

We only know of a couple of lenders that operate a distinct conveyancing panel where the mortgage advance is over a certain level. You should nevertheless check directly with Kensington Mortgage. At one stage HSBC would only allow Sole practitioners to act for them where the mortgage was below £150,000. We are not sure if HSBC still operate such a condition. In your case it is best to check with Kensington Mortgage

Your insurance brokers are your best port of call to address this question. The chances are that on the basis that you have not been removed for fraud or negligence reasons that there will be little or no impact. The main reason why a firm would be removed off of a lender panel is due to low volume of conveyancing cases although there may be a number of criteria for Kensington Mortgage solicitor panel membership. Please remember that it is always important that you complete your insurance forms accurately.

You would be advised to communicate with Kensington Mortgage to obtain standard documents. The The Council of Mortgage Lenders Handbook contains a specific inquiry for lenders to set out who to contact to obtain standard documents. Kensington Mortgage in their Part 2’s state: It is likely that you will need to disclose your Kensington Mortgage solicitors panel number.