I have been told that property searches are a common cause of obstruction in Baldock house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays in the conveyancing process. Searches are unlikely to feature in any holding up conveyancing in Baldock.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who dealt with the conveyancing in Baldock 5 years ago no longer exist. What are my options?
You no longer need to hold title deeds to evidence that you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
How does conveyancing in Baldock differ for newly converted properties?
Most buyers of new build residence in Baldock contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is constructed. This is because developers in Baldock usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Baldock or who has acted in the same development.
I opted to have a survey done on a property in Baldock prior to retaining conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders may refuse to grant a loan on such a home.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Baldock. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Baldock to see if the conveyancing costs will increase in light of this.
My step-father has recommend that I instruct his conveyancers in Baldock. Should I choose my own solicitor?
There are no two ways about it the best way to find a conveyancing solicitor is to get guidance from friends or relatives who have experience in using the firm you're considering.
I have been recommended a conveyancing solicitor in Baldock. I need to find out if they are on the bank's conveyancing panel. Could you advise?
You should phone the conveyancer to enquire if they are on the bank's panel. Alternatively please get in touch with us and we can make some checks for you. Should the firm not be on the conveyancing panel we can certainly arrange a reputable conveyancing solicitor in Baldock on the panel for your mortgage company.