I plan on buying a leasehold flat in Aldershot. My Solicitor is not on the mortgage company approved list. Can I still appoint my Aldershot conveyancing solicitor even though they are not on the bank list of approved lawyers?
Various options include
- Proceed with your chosen Aldershot conveyancing practitioner but your bank will need to instruct a conveyancing practitioner from their approved panel. The net result is additional fees and likely interruption.
- Appoint a fresh property lawyer to act in the purchase, ensuring that they are on the bank conveyancing panel.
- Convince your solicitor to attempt to join the lender panel
Can you explain why leasehold purchase conveyancing in Aldershot costs more?
Aldershot leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving relevant notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
Me and my partner are buying a flat in Aldershot. I might seem paranoid but how we can trust a lawyer? On the day of competition we have to send funds into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have a mortgage with RBS for my property in Aldershot. Conveyancing has been completed a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform RBS?
Your original mortgage agreement with RBS will provide that you need their approval prior to letting out your property as this is likely to be a breach of RBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. You need not do this via a RBS conveyancing panel solicitor.
I had an offer accepted on an apartment in Aldershot on 26/8/2025, valuation was booked 2 days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
What does a local search inform me about the house we're purchasing in Aldershot?
Aldershot conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for example PSG The local search is essential in every Aldershot conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your new home. The search will supply data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I am a fortnight into a residential purchase having been directed to a firm by the selling agent to perform conveyancing in Aldershot. I am am very frustrated with the level of service. Can you help me find new lawyers?
They would need to be very bad to suggest replacing them. Has your loan offer been sent? If so you need to advise them of the new contact details and have the mortgage documents are issued to the new lawyers. The solicitor ideally needs to be on the lenders panel to avoid supplemental expenses and frustration. That should be your first question of the new conveyancers. The find a solicitor tool will assist you in finding a lender approved lawyer for your conveyancing in Aldershot
I would like to sublet my leasehold flat in Aldershot. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for permission?
Even though your previous Aldershot conveyancing lawyer is no longer available you can review your lease to see if you are permitted to let out the apartment. The rule is that if the lease is silent, subletting is permitted. There may be a precondition that you need to obtain consent via your landlord or other appropriate person before subletting. The net result is that you cannot sublet without prior permission. The consent is not allowed to be unreasonably refused ore delayed. If your lease prohibits you from letting out the property you will need to ask your landlord if they are willing to waive this restriction.
I own a ground floor flat in Aldershot, conveyancing was carried out 3 years ago. Can you work out an approximate cost of a lease extension? Equivalent properties in Aldershot with an extended lease are worth £170,000. The ground rent is £50 levied per year. The lease ends on 21st October 2103
With just 78 years left to run we estimate the price of your lease extension to be between £7,600 and £8,800 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of detailed investigations. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.