My husband and I are purchasing an apartment in Aldershot. My property lawyer has never been on on the bank solicitor list. Can I still continue with my Aldershot conveyancing solicitor even though they are not on the mortgage company list of approved lawyers?
You must appoint a lawyer to deal with the formalities if you need a mortgage to purchase your home. They will carry out all the essential investigations on the property, make sure that you will be registered as proprietor and ensure that all the required mortgage documentation is in order. You could instruct a Aldershot property lawyer of your choosing. However, if the lawyer appointed is not a member of the mortgage company approved list further charges will arise as separate legal representation will be required by them. Lender panel applications can be submitted, so provided your conveyancer has not historically sought membership they should do so.
I am helping my niece sell her flat in Aldershot. Will the conveyancer arrange an energy performance certificate or do I organise this?
After the abolition of HIPs, energy performance certificates was retained a mandatory element of moving property. An EPC must be to hand prior to the property being advertised. It is not as aspect of the sale process that solicitors ordinarily arrange. Where you are instructing a Aldershot conveyancing lawyer they might be able to arrange energy assessments due to their relationships with long established local accredited person
We had appointed conveyancing lawyers locally in Aldershot on the HSBC solicitor approved list. They have just invoiced me a separate fee for the legal aspects of the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to charge a fee for this. This charge is not set by HSBC but by your Aldershot property lawyer. Some firms on the HSBC panel will levy an ‘acting for lender’ fee but some firms include it on their overall fee.
After weeks of negotiation I have agreed a price on a house in Aldershot. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. A few days later, the property lawyer contacted me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What can a local search reveal about the property my wife and I buying in Aldershot?
Aldershot conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for instance PSG The local search is essential in every Aldershot conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I have todaydiscovered that Stirling Law have closed. They carried out my conveyancing in Aldershot for a purchase of a freehold house 10 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The quickest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Aldershot conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Aldershot. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Aldershot
-
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
I need to instruct a conveyancing practitioner in Aldershot for my home move. Is it possible to review a solicitor's complaints history with the profession’s regulator?
Anyone may find presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator could monitor call for training purposes.