I had intended to instruct a conveyancing solicitor in Ash for our house move. Our financial adviser has since notified us that our bank Birmingham Midshires won't deal with them. Surely this is unduly restrictive?
A lender will require a panel solicitor act for it. You would be liable to bear the cost of this. Please make use of our directory service to select a solicitor to conduct conveyancing in Ash on the Birmingham Midshires conveyancing panel.
I am due to move property in October. Will my conveyancing solicitor communicate with the removal company on the day of completion. On a separate note, can you put forward a removal company in Ash. Conveyancing lawyer was organised before I stumbled across your website.
On the afternoon of completion you can pick up the keys from the estate agent however this can only occur once the sellers conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be given over. After that you should advise the removal company that you are ready to move in. We are not in a position to suggest a specific removal organisation but can assist you in locating a residential property solicitor in Ash or a solicitor with expertise in conveyancing in Ash.
Is it the case that all Ash CQS (Conveyancing Quality Scheme) solicitors are on the Aldermore conveyancing panel?
A selection of banks and building societies now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
Can I be sure that the Ash conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Ash getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer carrying out your transaction.
five months have gone by since my purchase conveyancing in Ash concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Ash differ for new build properties?
Most buyers of new build premises in Ash contact us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in Ash tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ash or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Ash is the location of the property. Can you shed any light on this issue?
Flying freeholds in Ash are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ash you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ash may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm refinancing my primary house to a buy to let loan with Yorkshire Building Society and intend to use the remaining equity towards another house. The area we are talking about is Ash. Will your lawyers be able to act for the two banks and tie in the conveyances?
Make use of our comparison tool on this site to ensure that the conveyancers are approved by both lenders. Assuming that they are your conveyancer will be able to tie up the two deals but you should talk with you conveyancer and specify your expectations and requirements.