We were just about to exchange contracts for a leasehold flat in Frimley. We encountered a problem. The mortgage offer with Aldermore expires on 8/12/2025 but the vendors are putting forward a completion date of 10/12/2025. Is it possible to prolong the loan offer?
The person best placed to address this issue is your lawyer who should calculate if they corresponding with the lender, seller’s representatives, property agents or indeed all parties based on what has gone on in your conveyancing to date.
When it comes to mortgage companies such as Clydesdale, do Frimley lawyers incur an annual charge to be on the conveyancing panel?
We are unaware of any lender fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
How can we tell if a Frimley conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Frimley obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer conducting your transaction.
Santander have agreed my home loan in principle, my bid on a house in Frimley has been accepted, what are the next steps?
Your property agent will want to know who your solicitors are (be sure the solicitors are on the lender’s panel). Call up Santander or the broker and finish off any appropriate documentation. Santander will sellect a valuer who will get in touch with the selling agent or vendor to schedule a slot for the valuation to happen. Once carried out (assuming no problems) it takes about a week to get a mortgage offer. Santander will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Frimley.
I am buying a new build apartment in Frimley. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Frimley
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
How do I locate a Frimley law firm on the Bank of Ireland conveyancing panel? I have wheels and am prepared to travel upto 10miles to meet the lawyer.
You can use the tool on this website. Please choose the lender and your location and you will see a number of Frimley conveyancing lawyers located nearest you. We have detailed some Frimley conveyancing firms towards the end of this page and you can call them to verify if they are on the Bank of Ireland member panel
I am in need of some leasehold conveyancing in Frimley. Before I set the wheels in motion I want to be sure as to the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and most are in Frimley - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Frimley Leasehold Conveyancing - A selection of Questions you should ask before buying
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What restrictions exist in the Frimley Lease? It is important to be aware whether redecorating or some other major work is coming up to be shared between the leaseholders and will materially increase the the maintenance charges or require a specific invoice. Most Frimley leasehold apartments will incur a service charge for maintenance of the building set on behalf of the freeholder. Should you purchase the flat you will have to meet this contribution, normally periodically throughout the year. This can vary from two or three hundred pounds to thousands of pounds for large purpose-built blocks. In all likelihood there will be a rentcharge to be met annual, ordinarily this is not a significant sum, say approximately £50-£100 but you need to enquire it because occasionally it can be many hundreds of pounds.
Your search tool is useful but there are many lawyers listed near Frimley being on the bank conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our mortgage company?
We do not recommend specific Frimley firms as the right Frimley conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Frimley knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..