My wife and I are purchasing a apartment in Alford. I might seem paranoid but how we can trust a solicitor? On completion day we will need to put our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
A relative advised me that in purchasing a property in Alford there could be various restrictions affecting the ability to carry out external alterations to a property. Is this right?
We are aware of a number of properties in Alford which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Alford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are getting the release of further funds on our mortgage from Bank of Ireland as we want to conduct renovations to our house in Alford. Are we obliged to select a nearby Alford solicitor on the Bank of Ireland conveyancing panel to deal with the legals?
Bank of Ireland don't usually require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland list.
I need some quick conveyancing in Alford as I am faced with an ultimatum to exchange contracts within one month. Fortunately I do not require a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?
If.Given you are not getting a home loan you have the choice not to have searches conducted although no conveyancer would advise that you don't. With plenty of history conveyancing in Alford the following are examples of issues that can show up and adversely affect future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...
I moved into my apartment on 16 June and my personal details are still not registered. Should I be concerned? My conveyancing solicitor in Alford said it should be registered in a couple of weeks. Are titles in Alford particularly slow to register?
As far as conveyancing in Alford is concerned, registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can adjust subject to the party submitting the application, whether it is in order and if the Land registry communicate with any other persons or bodies. At present approximately three quarters of such applications are fully addressed in less than three weeks but occasionally there can be protracted hold-ups. Historically registration occurs after the buyer has moved in to the premises so 'speed' is not typically top priority but if it is urgent that the the registration takes place urgently then you or your lawyers can contact the land registry and explain the circumstances.
I decided to have a survey completed on a house in Alford in advance of retaining lawyers. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some lenders tend refuse to grant a loan on such a home.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Alford. Conveyancing will be smoother if you use a solicitor in Alford especially if they are accustomed to such properties in Alford.
In my capacity as executor for the estate of my aunt I am disposing of a house in Newport but live in Alford. My conveyancer (who is 235 miles from merequires that I execute a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Alford to witness and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are Alford based
I have today placed an offer on an apartment in Alford and the mortgage adviser that we are using suggested his lawyer. He quoted nine hundred pounds including VAT and 3rd party costs. Does this sound like a good deal?
You should not rely on one quote. One should obtain like-for-like quotes for your conveyancing in Alford. Then choose one that you are comfortable with and crucially, is on the approved list of the bank that you have applied for a mortgage from.