I am searching for value for money conveyancer. Should I go for for a nationwide conveyancer as opposed to a high street Alfreton conveyancing solicitor?
Established third party relationships is an important consideration when appointing conveyancing solicitors. Alfreton law firms often have long term relationships with lenders and selling, local authorities, valuers and other conveyancing firms meaning the whole process is going to be much more straightforward for you. Possessing years of insight into the local area also helps too.
I own a freehold property in Alfreton but nevertheless charged rent, why is this and what is this?
It’s unusual for properties in Alfreton and has limited impact for conveyancing in Alfreton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
Can I be sure that the Alfreton conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in Alfreton seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor handling your transaction.
I had an offer accepted on a property in Alfreton on 31/10/2024, valuation was booked 2 days later, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have instructed a Alfreton lawyer having checked that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Alfreton postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Alfreton.
I have recentlydiscovered that Action Conveyancing have been shut down. They carried out my conveyancing in Alfreton for a purchase of a leasehold apartment 18 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Alfreton conveyancing specialists.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Alfreton is where the house is located. Can you offer any guidance?
Flying freeholds in Alfreton are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Alfreton you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Alfreton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
The loan offer from a bank for the remortgage of my 4 bedroom flat is to be issued imminently. Can you recommend a cheap remortgage conveyancing lawyer in Alfreton ?
You are on the wrong site if you are in need of the cheapest conveyancing in Alfreton. We can offer you value for money conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint companies offering £99 conveyancing in Alfreton.At best, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not get the service required.