We are due to complete buying a property in South Normanton but as a consequence of damage from the recent storms I have was able negotiate reparation from the current proprietors of £3k by way of a deduction in the price. This was going to be addressed as part of the conveyancing process but HSBC are not allowing this. Why were they informed?
Your conveyancer that is on a HSBC conveyancing panel is obliged to disclose to HSBC of any changes to the purchase price. If you were to refuse your conveyancing practitioner to report the reduction to HSBC then they would have to discontinue acting for you. In addition, HSBC and you would have to appoint a new solicitor for your conveyancing in South Normanton.
Do the Building Society Association intend to launch a searchable register to to identify practices on the Coventry BS conveyancing panel for example in South Normanton?
We have not been informed any plans on the part of the BSA to develop such a register.
I am currently in the process of buying my council flat in South Normanton. I have a mortgage offer with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
After months of negotiation I have agreed a price on a house in South Normanton. My financial adviser suggested a property lawyer. I paid an advanced payment of £200. A few days later, the lawyer called me to say that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local South Normanton solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own South Normanton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. South Normanton is the location of the property. What do you suggest?
Flying freeholds in South Normanton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in South Normanton you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in South Normanton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am selling my property. My past solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in South Normanton if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in South Normanton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
I need to find a conveyancing solicitor for my conveyancing in South Normanton. I've stumble upon a site which seems to have the ideal answer If it is possible to get all the legals completed via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?