IfI was to buy a straightforward housein Ashford Kent mortgage fee and have no survey and no conveyancing searches how much should I expect to have to pay for conveyancing in Ashford Kent?
Any savings you would make will be limited to the Ashford Kent conveyancing searches. A conveyancer is obliged to do the vast majority of work - money laundering, liaising with the vendors property lawyer, SDLT return, register the title etc. You might save a bit for them not needing to register a charge however it won't be significant.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Ashford Kent. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/12/2025, the requirements read as follows :
We are buying a flat in Ashford Kent. It might be a silly question but how we can trust a solicitor? At some point we have to deposit money into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I just bought a flat at auction in Ashford Kent. Conveyancing is needed. What happens now?
Having legally committed yourself to purchase you will need to instruct a conveyancing solicitor soon as you will have a fast approaching deadline in which to complete the purchase. Every auction property will have a corresponding legal pack. This should include evidence of title and search results. Where you are dealing with leasehold property the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You must pass this on to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are in place to complete on the date specified in the contract.
I currently have a mortgage with Kent Reliance for my property in Ashford Kent. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
Your original mortgage agreement with Kent Reliance will provide that you need their approval in advance of renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel firm.
Should my solicitor be making enquiries about flooding during the conveyancing in Ashford Kent.
Flooding is a growing risk for conveyancers dealing with homes in Ashford Kent. There are those who acquire a property in Ashford Kent, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Solicitors are not best placed to impart advice on flood risk, but there are a numerous searches that can be initiated by the buyer or on a buyer’s behalf which should figure out the risks in Ashford Kent. The standard property information forms supplied to a buyer’s solicitor (where the Conveyancing Protocol is adopted) incorporates a usual question of the owner to discover whether the premises has suffered from flooding. If flooding has previously occurred and is not notified by the vendor, then a buyer may commence a claim for damages stemming from an inaccurate response. The purchaser’s solicitors should also conduct an environmental search. This will reveal whether there is any known flood risk. If so, additional investigations will need to be made.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a simple, chain free conveyancing. Ashford Kent is the location of the property. Is there any advice you can give?
Flying freeholds in Ashford Kent are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ashford Kent you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ashford Kent may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My step-father has suggested that I use his conveyancers in Ashford Kent. Do I follow his guidance?
Much as we are happy to recommend a Ashford Kent conveyancing lawyer the best way to choose a conveyancing lawyer is to seek referrals from friends or relatives who have experience in using the conveyancer that you are considering.