My IFA has requested my Ashford Kent law firm’s panel reference for the Lloyds conveyancing panel. Can you suggest how I discover this. I have called my local Ashford Kent branch but they have not responded to me.
Have you tried contacting your Ashford Kent conveyancer about this?. They keep a central record lender panel numbers.
Do the conveyancing lawyers that you recommend conduct auction conveyancing in Ashford Kent?
We know of a number of niche practitioners we can connect you with those specialising in auction conveyancing. Ashford Kent is one of our locations in which our lawyers have a presence.
In what way does my ID and proof of funds have anything to do with my conveyancing in Ashford Kent? Why is this being asked of me?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the ID of the potential client they are dealing with before they can accept their conveyancing instruction. The Terms and Conditions that you need to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you are unwilling to provide ID verification documents, your lawyer will not be able to take you on as a client.
My uncle passed away six months ago and as sole heir and executor I was left the property in Ashford Kent. The house had a small mortgage left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this allowed?
Given you intend to refinance then HSBC will insist on your using a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.
I know that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a residence in Ashford Kent? or Apparently there is historic law that could mean that owners of property residing in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this suitable for conveyancing in Ashford Kent?
Unless a previous purchase of the house took place post 12 October 2013 you could assume that solicitors carrying out conveyancing in Ashford Kent to continue to propose a a chancel search and or insurance against a claim.
I have a 4 bedroom Georgian house in Ashford Kent. Conveyancing lawyer acted for me and Norwich and Peterborough Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ashford Kent and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing practitioner who carried out the work.