My husband and I are acquiring a newly constructed apartment in Ashford Kent and my lawyer is telling me that she has to the lender to disclose incentives from the builder. I am nearing the developer’s deadline to sign contracts and my preference is not to delay matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Finally the sale completed on my house in Ashford Kent last December but our buyer keeps e-mailing every few hours to say his solicitor is waiting to hear from mylawyer. What should have happened following completion?
Following your disposal your solicitor should forward the transfer documentation and all of the paperwork to the purchaser's solicitors. If applicable, your solicitor must also send confirmation that the home loan has been redeemed to the buyers lawyers. There is unlikely to be post completion procedures specific conveyancing in Ashford Kent.
I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when acquiring a residence in Ashford Kent? or Apparently there is a law dating back centuries that could mean that house owners living in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Ashford Kent?
Unless a prior acquisition of the property completed post 12 October 2013 you could expect lawyers conducting conveyancing in Ashford Kent to continue to suggest a chancel search and or insurance against a claim.
Are there any apps to assist me to locate a Ashford Kent solicitor on the Virgin Money conveyancing panel? I have wheels and am prepared to travel upto 10miles to meet the conveyancer.
Feel free to make use of the facility on this page. Please select a lender and your location and you will see a number of Ashford Kent conveyancing lawyers based on proximity. We have listed some Ashford Kent conveyancing firms at the bottom of this page and you can contact them to verify whether they are on the Virgin Money member panel
I would like to let out my leasehold apartment in Ashford Kent. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?
A small minority of properties in Ashford Kent do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
Leasehold Conveyancing in Ashford Kent - Examples of Queries Prior to buying
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Please note that where the lease has less than eighty years it will impact the value of the apartment. Check with your lender that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of what this would cost. Remember, in most cases you would be required to have been the owner of the property for a couple of years in order to be entitled to carry out a lease extension. Are any of leasehold owners in dispute over their service charge payments? Is anyone aware of any major works in the planning that could add a premium to the service fees?
My conveyancing in Ashford Kent is completing on Friday, however the vendors I am buying from wants to vacate the next day at midday. Do I accept this?
It is not possible to complete on a Saturday because the bank systems aren't operational.