My uncle passed away 10 months ago and as sole heir and executor I was left the house in Kingsnorth. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
Where you plan to re-mortgage then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
We are buying a house and the solicitor has identified Chancel Repair for which the house may be liable because it falls into the area of such a church. He has suggested insurance. Is this really required for conveyancing in Kingsnorth
Unless a prior purchase of the premises completed after 12 October 2013 you could take it that lawyers carrying out conveyancing in Kingsnorth to continue to suggest a chancel search and or insurance against a claim.
The deeds to our property can not be found. The solicitors who dealt with the conveyancing in Kingsnorth 10 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title official documentation to evidence that you own the land or property, given that the Land Registry have everything they need in a digital format.
What makes your site different to other online quote calculators for conveyancing in Kingsnorth?
At this site get an accurate costs illustration from a Solicitor or Licensed Conveyancer that understands the nuances of your conveyancing in Kingsnorth. As opposed to estate agents and brokerage sites we are not in the business of charging firms a commission if you appoint them for your conveyancing in Kingsnorth
I am using a search engine for the words conveyancing in Kingsnorth it reveals many property lawyerslocally. How do I determine which is the suitable conveyancing solicitor for my move?
The preferential way of choosing a suitable conveyancer is via trusted recommendation, so seek the opinion of friends and those you trust who have acquired a property in Kingsnorth or a local estate agent or mortgage broker. Costs for conveyancing in Kingsnorth vary, so it's a good idea to secure a minimum of three fee calculations from varying types of property lawyers. Make sure that you clarify that the fees are fixed.
I have recently realised that I have 72 years left on my flat in Kingsnorth. I now wish to extend my lease but my landlord is missing. What options are available to me?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be extended by the magistrate. You will be obliged to prove that you or your lawyers have used your best endeavours to locate the freeholder. On the whole an enquiry agent should be useful to conduct investigations and to produce an expert document which can be accepted by the court as evidence that the landlord can not be located. It is wise to seek advice from a solicitor both on proving the landlord’s absence and the vesting order request to the County Court covering Kingsnorth.
Kingsnorth Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
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How much is the ground rent and service charge? Is the freehold reversion owned jointly by the leaseholders? This question is important as a) areas may cause problems for the building as the common areas may begin to deteriorate where maintenance are not paid for b) if the leasehold owners have an issue with the running of the building you will need to have complete disclosure