My Solicitor in Kingsnorth has never been on on the Chelsea Building Society Approved Panel. Is it possible for me to continue with my prefered solicitor notwithstanding that they are not on the Chelsea Building Society list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Kingsnorth lawyers but Chelsea Building Society will need to retain a lawyer on their panel. This will inevitably rack up the overall conveyancing fees as well as result in frustration.
- Get an alternative solicitor to to deal with the conveyancing, remembering to check they are Persuade your solicitor to do everything within their powers to join the Chelsea Building Society conveyancing panel
Forgive me if this question is silly but I am new to the house moving as a 1st time purchaser of a two bedroom flat in Kingsnorth. Do I receive the keys to the house on the completion date from my lawyer? If so, I will use a local conveyancing solicitor in Kingsnorth?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the completion advance to the vendor’s solicitors, and once they have received this, you will be invited to pick up the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
When it comes to mortgage companies such as Lloyds, do Kingsnorth lawyers have to pay an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
The formalities of my purchase has taken place for my property in Kingsnorth. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
How does conveyancing in Kingsnorth differ for newly converted properties?
Most buyers of new build property in Kingsnorth approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is completed. This is because developers in Kingsnorth tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kingsnorth or who has acted in the same development.
What does commercial conveyancing in Kingsnorth cover?
Commercial conveyancing in Kingsnorth incorporates a wide array of advice, given by qualified solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
Is it best to instruct a Kingsnorth conveyancing lawyer in close proximity to the house I am hoping to buy? We have a good friend who can deal with the legal work but his firm is located a couple of hundredmiles drive away.
The benefit of a high street Kingsnorth conveyancing practice is that you can attend the office to sign paperwork, deliver your identification documents and apply pressure on them if necessary. Having local Kingsnorth know how is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and they were content that must trump using an unknown Kingsnorth conveyancing solicitor just because they are round the corner.
My brother-in-law has suggested I instruct a conveyancing solicitor in Kingsnorth. I need to find out if they are listed on the lender's approved list of lawyers. Can you advise?
One option is to call your solicitor to check if they are on the lender's approved list. Alternatively please call us and we can investigate and revert. If they are not on the lender panel we can certainly arrange a specialist conveyancing solicitor in Kingsnorth on the panel for your lender.