I am nearing exchange of contracts for my home in Ashton and the estate agent has just text me to advise that the purchasers are changing their solicitor. The excuse is that the mortgage company will only work with property lawyers on their conveyancing panel. On what basis would a major lender only engage with specific lawyers rather the firm that they want to appoint to handle their conveyancing in Ashton ?
Mortgage companies have always had an approved set of law firms they are content to work with, but in the last few years big names such as Santander, have considered and reduced their conveyancing panel– in some cases removing conveyancing firms who have represented them for more than 25 years.
Mortgage companies point to the increase in fraud as the reason for the cull – criteria have been narrowed as a smaller panel is easier to maintain. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your buyers are not going to have any sway in the decision.
Is it necessary to pay for insurance to cover chancel repairs when acquiring a residence in Ashton?
Unless a previous purchase of the premises took place post 12 October 2013 you could assume that conveyancing practitioners carrying out conveyancing in Ashton to remain recommending a chancel search and or insurance against a claim.
I used Wolstenholmes several years past for my conveyancing in Ashton. I now require my papers however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ashton of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build flat in Ashton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Ashton
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan.
What tools are available to locate a Ashton law firm on the Britannia conveyancing panel? I drive a motor bike and am happy to travel upto 20kilometers to meet the lawyer.
Feel free to make use of the facility on this website. Please select a lender and your location and you will see a number of Ashton conveyancing lawyers located nearest you. We have detailed some Ashton conveyancing firms towards the end of this page and you can call them to check whether they are on the Britannia approved list
I am 14 days into a leasehold purchase having been referred to conveyancers by the high street agent to do our conveyancing in Ashton. I am am starting to be frustrated with the quality of service. Can you you assist me in finding new solicitors?
They would have to be very poor to suggest changing them. Has the loan offer been issued? In the event that it has you will need to inform them of the new contact details and have the loan are re-sent. Your conveyancer should be on the mortgage company approved list to avoid supplemental costs and delays. So that should be your first question of the new lawyers. Our search tool can help you find a bank approved solicitor for your conveyancing in Ashton