I am progressing with the sale of my flat in Hurst and the estate agent has just text me to warn that the purchasers are swapping law firm. The reason given is that the mortgage company will only work with property lawyers on their approved list. Why would a leading mortgage company only work with certain lawyers rather the firm that they want to choose to handle their conveyancing in Hurst ?
UK lenders have always had an approved set of law firms that can represent them, but in the past few years big names such as HSBC, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for more than 25 years.
Lenders point to the increase in fraud as the reason for the pruning – criteria have been tightened as a smaller panel is easier to maintain. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is being contacted daily by practices that have been removed from panels. Plenty of firms do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are unlikely to have any impact on this.
Do the conveyancing lawyers indexed on your site handle right to buy conveyancing in Hurst?
We work with numerous conveyancing firms carrying out right to buy conveyancing matters You should contact the solicitors listed to obtain a costs illustration.
I am assisting my aunt sell her flat in Hurst. Will the conveyancing solicitor commission an EPC or should I organise this?
Following the abolition of HIPs, EPC’s was retained a mandatory part of selling a property. An energy performance certificate needs to be commissioned in advance of the property being put on the market. It is not something that solicitors ordinarily organise. Where you are instructing a Hurst conveyancing solicitor they might be able to arrange EPC’s given their contacts with long established Hurst accredited person
This question may be naive but I am new to the home moving as a 1st time purchaser of a garden flat in Hurst. Do I pick up the keys to the premises on the completion date from my conveyancer? If this is the case, I will find a local conveyancing solicitor in Hurst?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the seller's lawyers, and once they have received this, you should be invited to receive the keys from the selling Agents and move into your new home. This tends to happen early afternoon.
I have a mortgage with TSB for my property in Hurst. Conveyancing was finalised 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform TSB?
You must advise TSB before renting your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. It should not be necessary to do this via a TSB conveyancing panel firm.
I am downsizing from my property. My former lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. Im based in Hurst if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Hurst. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I am a fortnight into a leasehold purchase having been directed to a firm by the high street agent to do our conveyancing in Hurst. I am not happy. Can you you assist me in finding new solicitors?
They would need to be really bad in order to consider diss instructing them. Has your mortgage been sent? If so you need to inform them of the new contact details and ensure the mortgage documents are re-issued. Your new conveyancer needs to be on the lenders approved list to avoid supplemental costs and delays. So that should be your starting point. The search tool should help you find a lender approved solicitor for your conveyancing in Hurst
The property lawyers handling our conveyancing in Hurst has sent papers to review that reveal that the land is unregistered with epitome documents. Is it not the case that all houses in Hurst are registered?
Whilst the vast majorities of properties in Hurst are now registered with the Land Registry there are still some that are unregistered. Any property in Hurst that has been transferred since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Hurst property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Hurst conveyancing practitioners should be capable of dealing with this type of conveyancing but if any uncertainty prevails the prevailing recommendation nowadays appears to be for the vendor’s solicitor to register the title first and then sell - this will have a domino effect to cause a significant delay.