We are purchasing a 3 bedroom apartment in Barons Court with a mortgage. We like our Barons Court solicitor, but the mortgage company advise he's not on their "panel". It seems we have no choice but to instruct one of the mortgage company panel solicitors or keep our Barons Court lawyer as well as pay for one of their panel lawyers to represent them. We feel that this is inequitable; are we not able to demand that the lender use our Barons Court conveyancing practitioner ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Barons Court conveyancing solicitor to apply to be on the conveyancing panel.
What does my ID and proof of funds have anything to do with my conveyancing in Barons Court? Is this really necessary?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with prior to agreeing to accepting their conveyancing retainer. The Terms and Conditions that you are required to sign should stipulate this. Your lender will also require certain documents to be viewed. Should you are unwilling to hand over identification documents, your conveyancer can not take you on as a client.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Barons Court. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/3/2026, the requirements read as follows :
Are there restrictive covenants that are commonly picked up as part of conveyancing in Barons Court?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Barons Court. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm buying my first flat in Barons Court with the aid of help to buy. The builders refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep told me not disclose to my solicitor about this deal as it could impact my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Can a conveyancer remove a name from the title of my home in Barons Court ?
Subtracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer