It is 10 years ago since I acquired my house in Carshalton Beeches. Conveyancing solicitors have recently been instructed on the sale but I can't track down my title documents. Is this a problem?
Don’t worry too much. First there is a possibility that the deeds will be with the mortgage company or they could still be with the conveyancers who handled your purchase. Secondly the chances are that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in Carshalton Beeches relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
3 months have gone by since my purchase conveyancing in Carshalton Beeches took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £195,000 and identified one round the corner in Carshalton Beeches I like with open areas and transport links nearby, the downside is that it's only got 52 years on the lease. There is not much else in Carshalton Beeches for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a home loan that many years will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
Is it simple use the search app to select a conveyancing practitioner in Carshalton Beeches on the authorised to act for my lender?
1st choose a bank such as Halifax, Norwich and Peterborough Building Society or Nottingham Building Society then choose your location for example Carshalton Beeches. Conveyancing organisations in Carshalton Beeches and across England and Wales will then be shown.
We are 14 days into a leasehold purchase having been recommend to a firm by the local agent to handle our conveyancing in Carshalton Beeches. We are not happy. Could you you assist me in finding new solicitors?
They would need to be really bad in order to consider replacing them. Has the mortgage been generated? If so you must advise them of the new contact details and ensure the mortgage documents are issued to the new lawyers. Your solicitor ideally should be on the banks approved list to avoid supplemental costs and frustration. That should be your starting point. Our search tool will help you find a bank approved conveyancer for your conveyancing in Carshalton Beeches
When it comes to my conveyancing in Carshalton Beeches should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Carshalton Beeches conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the property lawyer's time in submitting the funds this way.