We are buying a house and require a conveyancing solicitor in Belton who is on the HSBC conveyancing panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for HSBC . We don't recommend any particular firms conducting conveyancing in Belton.
Is it the case that all Belton solicitor practices on the HSBC conveyancing panel are governed by the SRA?
As solicitors, in order to be on the HSBC conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some banks do permit licenced conveyancers on their panel and in that case the practice would be overseen by the Council of Licensed Conveyancers.
I am due to exchange contracts on my flat. I had a double glazing fitted in August 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Principality are being pedantic. The Belton solicitor who is on the Principality conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Principality are requiring a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
TSB have agreed my home loan in principle, my offer on a flat in Belton has been accepted, what are the next steps?
The estate agent will want to know who your solicitors are (ensure that the solicitors are on the lender’s panel). Contact TSB or the financial adviser and complete any relevant paperwork. TSB will instruct a valuer who will get in contact with the selling agent or vendor to schedule a time for the valuation to happen. Once conducted (assuming no problems) it takes on average ten days to get a mortgage offer. TSB will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Belton.
I understand that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a property in Belton? or I am told that there is a law dating back centuries that could mean that owners of property residing in a parish church boundary may be liable to pay for maintenance towards the chancel within the church. Is this applicable for conveyancing in Belton?
Unless a prior acquisition of the premises took place post 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Belton to remain recommending a chancel search and or insurance against a claim.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a straight forward, chain free conveyancing. Belton is where the house is located. Is there any advice you can give?
Flying freeholds in Belton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Belton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Belton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Given that I am about to spend hundreds of thousands of pounds on a property in Belton I would like to have a conversation with the solicitor about mytransaction in advance of instructing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your property ownership legalities in Belton.There is no ‘factory style conveyancing’ - each client is unique individual, not a case reference. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Belton should be the figure that you end up paying.
My partner is buying a basement flat in Belton. He was given a quote by the property lawyer connected to the selling agents and it came to £1245 . It was seven years ago since I sold and bought a home and the bill was £450. Have charges really escalated to that extent?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for example Belton searches, land registry fees, etc)