The mortgage offer from NatWest for the refinancing of my single room garden flat is coming by the end of next week. Are you able to propose a low cost conveyancing lawyer in Biggin Hill?
You are on the wrong site if you are in need of a cheap conveyancing solicitors in Biggin Hill. We can offer you value for money conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint brokers offering ninety nine pound conveyancing in Biggin Hill. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst it will result in you being stung for extras and still not receive the service required.
The Biggin Hill conveyancing lawyers that I appointed last week on my house acquisition in Biggin Hill have suddenly closed. I only went with them because I needed a firm on the Bank of Ireland conveyancing panel and my family Biggin Hill lawyer was not. I wrote them a cheque for £250 in advance. What are my options?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Bank of Ireland conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to help.
I own a 4 bedroom Edwardian property in Biggin Hill. Conveyancing practitioner represented me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the matching address. Is it worth asking Godiva Mortgages Ltd to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Biggin Hill and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
I am buying a new build house in Biggin Hill with the aid of help to buy. The developers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not to tell my conveyancer about this deal as it will adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We are one month into a residential purchase having been recommend to a firm by the selling agent to carry out the conveyancing in Biggin Hill. We are not happy. Can you you assist me in finding new lawyers?
They would need to be really poor in order to consider changing them. Has the mortgage offer been generated? In the event that it has you must advise them of the new contact details and ensure the mortgage documents are re-issued. Your new conveyancer needs to be on the lenders approved list to avoid escalating costs and complications. So that should be your starting point. The search tool can assist you in finding a bank approved solicitor for your home move in Biggin Hill
The property lawyers handling our conveyancing in Biggin Hill has forwarded papers to review that indicate that the land is unregistered with epitome documents. How can it be that the property not registred at HMLR?
Whilst the vast majorities of properties in Biggin Hill are now registered with HMLR there are still some that are unregistered. Any property in Biggin Hill that has been remortgaged since the late 1980’s will have been registered at the HMLR under the compulsory ‘first registration’ scheme. However, if a Biggin Hill property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Biggin Hill conveyancing solicitors should be familiar with such matters but where uncertainty prevails the standard recommendation presently is for the seller’s conveyancer to register it first and subsequently deal with the disposal - this undoubtedly cause a significant delay.