Is there a reason to use a Biggin Hill conveyancing practice given that web based alternatives are less overpriced?
By all means make sure that you get 2 or 3 like-for-like quotes for conveyancing costs in Biggin Hill and you should seek an affordable estimate but don’t be focused with hunting for the cheapest Biggin Hill conveyancer. Finding the right conveyancer can mark the difference between a seamless and a distressing house move. It is important that you ensure that you have expert advice from an experienced solicitor. An e-mail can never take the place of a telephone discussion and are no substitute for a one to one meeting. Our partner firms will allocate you a qualified and experienced conveyancing solicitor who can handle your conveyancing from beginning to end, giving the sort of hand holding that you are unlikely to received from an online conveyancer. He or She will update you on progress and keep you informed. Should it ever be necessary to contact the firm you will know who to ask for and we'll endeavour to make sure that you are kept fully informed.
Me and my partner are about to exchange on the purchase of a house in Biggin Hill but as a result of damage from the recent storms I have managed to agree recompense from the vendor of £3k in the form of a reduction in the price. I had intended this to be dealt with as part of a side agreement however TSB will not permit this. Should they have been approached?
Your lawyer being on a TSB conveyancing panel is duty bound to disclose to TSB of any amendments to the purchase price. If you prohibit your lawyer to disclose the reduction to TSB then they would have to discontinue acting for you. In addition, TSB and you would have to appoint a new conveyancing practitioner for your conveyancing in Biggin Hill.
We are planning to acquire a property and require a conveyancing solicitor in Biggin Hill who is on the Santander approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Biggin Hill.
My bid for a property was accepted at auction in Biggin Hill. Conveyancing is required. What is next?
Having legally bound yourself to purchase you now have to choose a conveyancing lawyer quickly as you are facing a pending a drop dead date to complete the property. All auction property should have a bespoke legal pack. This will likely include evidence of title and search results. If you have purchased leasehold premises the auction papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You need to give this to the lawyer instructed by you as soon as possible. You also need to ensure that your finances are in place to complete on the date specified in the contract.
I am the single beneficiary of my late father’s will and I have everything in my name alone, including the house in Biggin Hill. The Biggin Hill property was put into my name in August. I plan to dispose of the property. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership could be treated the same way as if I'd bought the property in August. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Most mortgage companies would take a sensible view as this provision chiefly exists to identify subsales or the quick reselling of properties.
I recently had an offer agreed on a house in Biggin Hill. My mortgage broker suggested a property lawyer. I paid an upfront payment of £225. Shortly after, the property lawyer called me sheepishly admitting that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in Biggin Hill differ for new build properties?
Most buyers of new build property in Biggin Hill contact us having been asked by the seller to sign contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Biggin Hill usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Biggin Hill or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one near me in Biggin Hill I like with amenity areas and railway links nearby, however it's only got 61 years unexpired on the lease. There is not much else in Biggin Hill for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage the shortness of the lease may be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.